How do I get a new (i.e. different) NI Number?

Update - I've had a look at the student loan repayments - they are fairly low!!!!

Very easily manageable! Repayments are done on a sliding scale, depending on income.

Cool..

We know that but some people will try to avoid any debts.

Become a Buddhist?

V-F-O's

Just remember to convert to Presbyterian (or is it Plymouth Brethren) before the age of 75 !

Eh?

Best idea. Get yourself killed and get reincarnated... problem, of course, is that reincarnation might be a slug or something.

Tiddy Ogg.

Bee

Student Loan = Unbearable debt??? ROFL. You are never again in your life ever likely to borrow money at such a favourable rate, and over such a favourable repayment basis.

Gaz

The rate is certainly favourable , but to start work with possibly 15k of debt when you may not necessarily be on a good salary can be very unpleasant

You don't get a choice?

"unpleasant" eh? Having a sodding great mortgage and only one income while your wife stays at home with small children has its off moments, believe me. Pay up and grow up seems to be the consensus here, and I agree.

Agreed. I have plenty of debt due to making the decision of wanting to live in a house with space for our businesses.

I don't whine about it and try to get out of my legal obligations.

Miss L. Toe wrote

Zee.

(Couldn't stand it going all through)......

That won't cancel student loans.

Some people borrow on credit cards, use that money to pay off the student loan, then go bankrupt.

You are liable to get caught though, and it could cause you severe problems.

FWIW, why wouldnt that work? A typical student debt is only going to be about 20k, easy to get that on a few credit cards?

LOL

If you arent on a good salary, then the repayments are trivial.

Probably because knowingly taking the credit card loan with the intention of never repaying it would be both or either fraud and/or theft and therefore result in a prison sentance (or a slap on the wrist and 10 hours picking up litter).