I'm assuming the form is supposed to be returned as soon as you get it. I don't see why the FSCS would want it done any other way. That will enable them to get most of the manual processing work out of the way as soon as possible. It isn't in anyone's interest to delay returning it.
Chris
Not really, the government are guaranteeing that the amount will be paid when the bond matures.
Ret.
Most spam filters do not delete or refuse to accept spam - they just dump those e-mails they identify as spam into a 'spam' or 'junk e-mail' folder. You can do a quick check through that spam folder and 'save' any that aren't spam. Windows Vista version of Outlook Express (Windows Mail) has a built in spam filter and dumps suspected spam in a 'junk' folder. I've found it remarkably efficient.
Ret.
Some Spam filters will bounce the mail without telling you. Some Spam filters will delete the mail without telling you. Some Spam filters will dump suspected Spam in to a separate folder. Some Spam filters you can configure, some you cannot.
Since the amount of Spam that actually reaches my eyes is now virtually zero, I tend to not bother with Spam filters at all.
The thing to do, of course, is select a spam filter that does what you want it to do! There are plenty of freebie spam filters that 'learn' and do not delete or bounce without you configuring them to do so.
Fine - but most of us do get some. I get at least half a dozen every day.
Ret.
I was thinking about Principality - but I'll take another look at the tables when I finally get my hands on my money!
Ret.
Half a dozen a day I guess is no big deal. At one point I had over 3000 in 2 weeks. Since then I decided to be careful who gets what email address so that I can establish where the Spam originated from and stop it. Most bona-fide companies will give you the option to opt out of marketing email,. If they don't, and they send out Spam, a phone call request and a threat of misuse of personal data usually gets it stopped straight away. The worst kind is where companies such as Thompson Local sell your details to other companies without telling you, and then the floodgates are open. Spam Tsunami. If an email address appears in the public domain: on Usenet, on a website or forum you may as well sacrifice that email address to Spam forever.
Are they processing the refunds in alphabetical order dependant upon surname or are they doing it in account number order ?
Gio
In message , Gio writes
Dunno. I'm a 'J', and I got my money on Friday. 'David Floyd' said that he got his today. So maybe not. Someone suggested that they might be paying off first the cheapskates with lowest balances (so they could maximise the total number of paid-off customers asap).
Bitstring , from the wonderful person Gio said
As discussed earlier, the smart money says they are doing it so that the smaller depositors get paid first .. the last 20% of the accounts will have 80% of the funds in.
Unless someone who's already got theirs wants to put their hand up and say 'I had £50k+ in mine' ??
There are good reasons for debugging it on the smaller amounts. There are also the cash flow and interest saving reasons ..
There was someone on moneysavingexpert (I think) saying they'd got their
250K out. AFAICT it's completely random and down to luck (which means I'll get my email sometime in 2011 ;-)Tim.
In a bonus rate account, the rate can still go down, although it will still be 1.5% or whatever higher than the rate everyone else is getting.
That could be because your ISP has an effective spam filter. Checking against the SBL blacklists gets rid of quite a lot of spam.
I had £60k+ in mine, and got the second email last week.
According to the Telegraph, those who received their second emails last week were part of an initial trial using the first 10,0000 customers to make sure the system worked. The main program will get into full force this week.
Looking at the best buy tables on 'Thisismoney.com' :
Ret.
Thank you very much for the replies re the order of payment etc.
One day soon my 2nd email will arrive................I hope :-)
Gio
In message , Chris Blunt wrote
I had my second letter last week and the process didn't go that smoothly with the 'important' web pages timing out or with error messages telling me to check that I had typed the correct URL (I had pressed a link).
If the site was overloaded with only 10,000 customers what's it going to be like with 10x more per week?
In message , Alan writes
As I said in the other thread, after you submit your claim (assuming you get that far), a few seconds later, you should get the acknowledgement "Your claim has been accepted and is currently being processed." If you get "This page cannot be displayed", you will need to do it all again (I had to, twice).
A successful submission should be followed up soon afterwards by an email, again confirming that the claim has been submitted. [Well, that's what happened in my case.]
If you go by that link then it isn't at 4.9%
However - if you go by the NatWest site, then it is ;-)
Cash ISA Earn 5.94% AER to 6.60% AER (variable) Got existing ISAs? Move them to NatWest and earn a 1.76% bonus for 12 months ? up to 6.60% AER (variable).
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