Information sent when internet banking and sending money.

There is usually a reference number. ie customer number etc. If the company expects direct payments they havew a system to identify who has paid.

Companies include these numbers on the paying in slips they issue. Not sure what happens if you use a regular slip though.

If the company has not got this set up I guess they would not know. When paying our solicitor for house moving work IIRC we had to take in the counterfoils if we paid direct to the bank.

And apart from the amount I would suggest that this is all the usable information that they get. The company have zero interest in who has paid the bill, they are only interrested in on whos behalf it was paid.

You have to write them on yourself.

tim

All of the above plus whatever reference details you decide to quote.

They could get to see the paying in slip.

But knowing who paid it can help here. Without any further details, it is reasonable to assume that they were paying their own bill.

I that they would only see the name of sender, possibly abbreviated, and the amount, plus any reference that was quoted.

In the second case, if it was a preprinted bank giro credit slip I think they would only get the amount and reference number. They'll get the name of the sender from their own records

If it was a blank paying in slip I think all they would get is cash paid in at xxxxxx or possibly even just at [sort code]. I doubt if the name of the sender or a reference handwritten on the slip would get transcribed, nor would they normally get the slip itself.

But ICBW

for an electronic payment the sort code, account number, payment reference (as supplied by sender) and amount will all be available, if not as a matter of course the company's bank will be able to provide the remaining detail.

as for using any kind of paying in slip the account holder will be able to get copies of these, or they may still have the originals enclosed with their statements.

so overall there isnt much opportunity for keeping these details from the account holder hope this helps

Ian

In message , snipped-for-privacy@my-deja.com writes

No they wont have any idea who the sender is. They will only know the name of the account to which it is being sent. E.g. if I paid your bill, the recipient would never learn of my existence.

No, they have no record of the sender in their records at all. How could they?

No, they wont get the remitting bank's sorting code unless they also look at the actual piece of paper. (Which is highly unlikely)

Thats right.

It might be reasonable, but it's often not correct.

I have been on both sides of this.

I am currently paying someone elses bills using a transfer from my account. As long as they have the correct reference number the payee is happy.

OTOH I once paid a bill by post with a cheque writing the reference number on the back. The payee misread the number and later decided that I hadn't paid. Despite the fact that the reference number can't have check-summed correctly they made no attempt to look on the front to see the name of the payer.

tim

But not sufficient to rely on. Paper credit slips dont have a space for the name of who paid it in, just their signature. That is merely there to confirm that somebody other than the cashier filled the slip in. Also, there is no mechanism for this info to be passed on to the recipient account holder apart from sending them the actual pay in slip.

When someone does an internet banking transfer to a copany for

There is usually a reference number. ie customer number etc. If the company expects direct payments they havew a system to identify who has paid.

Companies include these numbers on the paying in slips they issue. Not sure what happens if you use a regular slip though.

If the company has not got this set up I guess they would not know. When paying our solicitor for house moving work IIRC we had to take in the counterfoils if we paid direct to the bank.