Intuit.com answers my own question but generates more:
Quicken 2015 and newer require the use of Intuit ID. If you do not already have an Intuit ID, created when you purchased any Intuit product directly from our websites or when using other Intuit-provided services, then you will be required to create one.
They also attempt to explain why the think you want an Intuit ID. Most of which I don't really get:
The Intuit ID is a universal access ID for Quicken online services and product registration. You can choose to use this same Intuit ID with other Intuit products, such as TurboTax and QuickBooks, reducing the number of passwords you need to manage. With an Intuit ID in Quicken, you can choose to
- Download transactions from your bank into Quicken
This is traditional Quicken using an account with my bank.
- Use Quicken on your phone or tablet
Nope. I don't want web/cloud/mint based quicken.
- Snap and store receipts on your phone and sync to Quicken desktop
Nope. I still don't want web/cloud/mint based quicken.
- Pay your bills online direct from Quicken*
This is traditional Quicken using an account with my bank.
- Receive email and text alerts
Nope. I don't want any more email alerts or text from web/cloud/mint based Quicken.
- Get notified in product when a free update is available
Traditional Quicken does this okay (but slightly annoyingly). No account is necessary.
- Use Quicken on your phone or tablet
Same response to same "feature". Not wanted at all.
- Receive email and text alerts
Same response to same "feature". Not wanted at all.
- Access Quicken Support & Quicken Community
Might be useful, but why tie it to anything to do with my banking information?
*Available through the Quicken Bill Pay service or if your bank uses Direct Connect and supports bill pay.Intuit does NOT explain if this Intuit ID is associated with your banking information (I have not read the current privacy policy). In the past, my relationship with Intuit has been mostly anonymous by using the registration bypass function. I do know that there is some interchange of information with Quicken servers and previously I have assumed this was properly managed. I was never really that comfortable with the web connect which sends my passwords through Intuits servers, again I have assumed some trust.
I believe that Intuit wants you to have an Intuit ID for a couple reasons of their own:
- Marketing: You probably need to give them an email address.
- Move to cloud: See notes above: Intuit is attempting to move Quicken into the "Cloud" whether you want it or not.
- Everybody else does it.
- The Intuit ID (and my previously noted paranoia) starts to make me believe that the data mining folks are starting to drive Intuits business model.
Stuart Barkley