Quicken 2015 - new ID required

Like you and many others the One Intuit Password was not a welcomed feature.

Unfortunately, when this appeared in QW2014 (as an optional function) too many people just went with it instead of rejecting it like they should have done.

The Intuit ID concept is so wrong on so many levels that it is hard to describe.

This web page is Use Intuit Password as Data File Password

Here's an easier way to protect your data file without the worries of forgetting it. Now you can use your Intuit Password as your Data File Password.

Here's how:

If you are protecting your Data File with a password and converted to Quicken 2015 for WIndows, you'll be prompted by an option to choose if you want to use your existing Data File Password or use your Intuit Password.

You still need to remember your password. Shar Use Intuit Password as Quicken Cloud Password

Use Quicken Anytime, Anywhere with Quicken for Windows 2015. Now you can use your Intuit ID and Password to enjoy this fantastic feature.

It never says how you do this s Note: Changing your Cloud Password will also change your Intuit Password. If your using your Intuit password as your Vault Password and Data File Password, it will be changed as well.

This is clearly wrong since you can change you cloud password on the cloud itself from another PC and your non-connected Quicken PC will not know of the change. They probably mean something different than what they say, they just need a decent tech writer.

Other advice on this web page is bad. You should _not_ use the same password on a web site as you use to protect your bank passwords.

Intuit's security department is currently busy with dealing with the consequences of people who have broken this security basic rule.

Much (40%) of the recent Turbo Tax fraud has been due to people having had shared passwords compromised on other web sites. The crooks have found that many of these other hacked passwords also work for Turbo Tax Intuit IDs. [Note: Intuit was not a fault, the passwords were stolen from other sites. see: "40 percent are the result of account takeovers" at

The best advice is to use a unique password for your data file which you don't use anywhere else. Write it down and put it in your safe deposit box if you want a password recovery option.

Do not reuse a password that you also use on social web sites. This includes Intuit's own "Quicken Community" which reuses the Intuit ID for access (use a different Intuit ID/password).

Intuit being unable to clearly document the intended function and full use of the Intuit ID with is one of the major reasons it should be rejected.

Other reasons to reject Intuit ID include:

- Not wanting another userid/password/secret answer combination to keep track of. Yes, you could make it a throwaway email address, but since Intuit has poorly documented the purpose you might actually need it sometime in the future.

- Not needing (or explicitly not wanting) "cloud" capabilities.

- Intuit uses this for online activation of your specific installation of Quicken and for every data file you use. When Intuit decides to no longer support the software, you will _not_ be able to install Quicken a fresh system or create a new Quicken data file. You may be able to continue to use an old installation and any data files you already have, but it is not clear that current installations wont require fresh online activation at some future point in time.

The only reason to accept the Intuit ID is because Intuit requires it. With Microsoft Money being dead Intuit is not worried about any competition.

Further Intuit foolishness:

- TurboTax 2002 had a heavy handed activation which caused some users troubles for many years afterwards. Intuit backed off of that for the following year and finally had to publish full activation keys to TT2002.

- Intuit TurboTax users also got a surprise this year which Intuit did back down from. I don't know if Intuit has made any statement about this change for next year. At least TT has some competition to keep Intuit on the ball.

- Intuit was greedy on charging banks to be able to do Direct Connect downloads. Many banks said "No" forcing Intuit into expanding Express Web Connect (which should die on middleman security concerns alone). Since Intuit promises users online access to their bank information they are stuck with Express Web Connect which requires considerable Intuit resources (human, computer, security, etc) to support. Intuit got the opposite of what they wanted. They got ongoing and expanding customer support expenses with no supporting revenue stream instead of a bank revenue stream requiring no major support.

Stuart

They actually did back down on this. TurboTax Premier featrures were activated for those who bought Deluxe and they promised to restore Deluxe forms mode for the deleted features next year.

good points and posting -

It just gets more and more unbelievable when the entire tech side is driven by the bean counters...

I'd certainly expect Tech (and I'm a retired tech) to be driven by the concept of turning a profit.

ANYTIME that you want to develop a competing product, and give it away, let me know.