Medical Severence Question

be told to

Crossposted to uk.gov.social-security

Incapacity Benefit is not a means tested benefit, one of the few (if not the only one) in that you only get something out if you have paid into the "system". I.B will "ask" the Inland Revenue (now HMRC) how many class 1 N.I contributions you have paid. So if you have worked full time over the past

2/3 years, you may well qualify You can always have a look here. HTH

IB is sort of means tested in that a works pension over a certain amount will reduce IB pound for pound over that amount. I don't have the figure to hand, but I think it used to be about £85 per week.

reduce IB

Heres what i fail to understand:

I can be paid by my company while being on sick leave, with NO reduction It seems the word "pension" is a dirty word

Fisher

reduce IB

think it used

As someone pointed out I made an error in my above post, with the reduction being 50p in the pound for everything about £85.

Still, I take your point. however, Unemployment Benefit had been reduced for many years, back to the early 80s, for a works pension being in payment. This was intended to bring IB in line with Job Seekers Allowance (which had replaced UB in 1996). That said, I was under the impression that if IB is in payment while a person is off sick from work their tax coding is adjusted to take account of the IB. If the person is still on SSP then the employer has a duty to pay this if the person is entitled, but can opt to just pay ordinary wages instead, or to pay SSP and make up the wages of the person to their ordinary level. No-one should be better off on the sick (whilst still employed) than they would be if they were still attending work. At least that is the theory.

The other way to look at it, is IB is in itself a "pension". Under its old guise it was called Invalidity Pension when paid after 6 months, hence as an income replacement benefit you could argue that both it, and another pension, shouldn't be payable at the same time, or at least at the same rate.

being 50p in

many years,

to bring

said, I was

work their

SSP then the

guise it was

The galling part of this is, the fact that i have paid *INTO the system for over

40 years and the first time that i need help, i get told that, after having gone from a full salary, to a reduced salary, down to a meagre pension of about 200 a week that i will recieve very little benefit (if any)!!!!! Maybe we should ALL start wearing burkahs and chanting " Allah Akbah!!" Or change our names to something ending in "ski" They will be falling over themselves to drop pots of cash on us then !!!!!

Fisher

Oh, i forgot to mention..........the PRICKS will be holding their hands out and taxing me on the pension too !!!!!!!!

Fisher

I'm sure Nick Griffin would agree with you on your point about extra benefits for being from overseas. I don't.

Mainly because it isn't true (ask anyone on this board who actually knows about how the welfare state works).

Try to remember that you have contributed to the welfare state for the good of all, not yourself personally. I'm not being facetious. Its just a fact that sometimes gets forgotten.

The fact that you now have a comparatively high pension means you don't qualify for help yourself. Well that's a *good* thing isn't it? You have provided for yourself, have a higher than average pension, and don't need help off the state.

If the state provided lots of benefits for people with your level of pension you would have paid a *lot* more tax to those "pricks" during your working life.

I hope you adjust to your income level without too much hardship.

Fisher wrote:

So what if the welfare state changed so you saved for your own benefit and not for everyone. That could be one way round the pensions/benefits crisis. If you didn't put in your didn't get out.

Is the individual who works all their life better off by not contributing to a shared pot or is there some benefit.

What happened before the benefit system? You didn't work, you didn't get money your family starved?

If as the case seems to be the UK is so packed with jobs that immigrants can come and work here in their 1000s then there should be no problem with switching off a benefits system for unemployment.

Some program last night about parole showed a guy who'd been working

11 hours a day 6 days a week digging whilst in prison. He comes out and applys for incapacity benefit of £58 a week. How does the benefits system work if he was fit enough to work manually in prison but not outside of it.

According to that line of reasoning, perhaps State Retirement Pension should also be reduced if recipients have a personal pension.

Paul

it is, or at least was, to a certain extent if a person contracted out of SERPS and paid for a works pension, they received a smaller state pension.

However, State RP is not classed as an income replacement benefit, whereas Incapacity Benefit, Job Seekers Allowance and a few other benefits are. As such, they now have rules where they will supplement personal income up to a certain amount then there is a cut-off point.