My boyfriend has sold our house

Dear all,

My boyfriend is in a lot of financial trouble and I don't know what to do.

10 years ago he ran up 15,000UKP in debt, for which CCJs were awarded against him. He hid away for a year or so and they seem to be forgotten.

8 years ago he began applying for credit again by saying he had lived with his parents and not giving his real previous addresses. Since then he has ran up another 80,000UKP in credit card debt and unsecured loans. He has just sold our house and moved out and I can't find him.

I am very concerned about him. Are there any legal implications for what happened 10 years ago? Or the applications with false addresses? Or what is happening now? I don't want him to go to prison.

Erica.

Reply to
Erica Jackson
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But debt is a civil matter and unless there is any evidence of a fraud (which is a criminal matter) then he would not go to prison.

Reply to
Dudley

Perhaps she loves him.........sounds stupid but look how many woman stay with their partners who regularly use them as a punch bag. It happens, and no matter how badly some woman (and some men) are treated, they stay with their partner.

Reply to
Dudley

Such as giving fraudulent details on a contract, like address?

Arfie

Reply to
Arfie

Avoiding revealing details about your previous address in order to receive credit you might not normally get could conceivably be regarded as fraud. Sounds possible he might have lied about his income as well.

Reply to
Chesney Christ

He's just sold the roof over your head without consulting you, left you in the lurch without a leg to stand on, and you want him to get away with it ?

Reply to
Chesney Christ

Non payment of Council Tax is a criminal offence.

Reply to
Dark Angel

Couple of things.....

What do you mean by 'our' house ? Is your name on the deeds ?

How do you mean sold ? Has it actually completed yet ? Are you still living there ? If you are then make it absolutely clear to everyone concerned that you will not be moving out. That will buy you time to get some proper advice and act on it.

Reply to
norm

If you provide false details in an application to obtain goods and services, then you are decepting the supplier and is therefore fraud.

Reply to
Dark Angel

He has certainly committed numerous offences in respect of his deception. Sounds like an untrustworthy character with little regard for you - I wouldn't give him a second thought.

Reply to
David Watterson

Careful, she might be He.

Stephen.

Reply to
System Prompt

In uk.finance Dudley wrote: :> Prison is where this financial parasite deserves to be. :>

: But debt is a civil matter and unless there is any evidence of a fraud : (which is a criminal matter) then he would not go to prison.

Isn't it fraud to give false information when applying for credit.

FoFP

Reply to
M Holmes

Thank you for all the comments. I can see I'm better off with him gone. He has now called me with his new (rented) address the other side of town and wants me to move in. No way, but I do know his address. I want nothing more to do with him but would like some revenge for what he has put me through. I know his bank a/c, loan details & credit card numbers and details of the (unpaid) CCJs from 10 years ago. How best can I hurt him with this information?

Erica.

Reply to
Erica Jackson

Don't do revenge - it's not worth it. Forget about him and move on :(

Reply to
james

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