My boyfriend has sold our house

Aug 22, 2003 13 Replies

Dear all,



My boyfriend is in a lot of financial trouble and I don't know what to do.


10 years ago he ran up 15,000UKP in debt, for which CCJs were awarded against him. He hid away for a year or so and they seem to be forgotten.


8 years ago he began applying for credit again by saying he had lived with his parents and not giving his real previous addresses. Since then he has ran up another 80,000UKP in credit card debt and unsecured loans. He has just sold our house and moved out and I can't find him.



I am very concerned about him. Are there any legal implications for what happened 10 years ago? Or the applications with false addresses? Or what is happening now? I don't want him to go to prison.



Erica.


But debt is a civil matter and unless there is any evidence of a fraud (which is a criminal matter) then he would not go to prison.

Perhaps she loves him.........sounds stupid but look how many woman stay with their partners who regularly use them as a punch bag. It happens, and no matter how badly some woman (and some men) are treated, they stay with their partner.

Such as giving fraudulent details on a contract, like address?

Arfie

Avoiding revealing details about your previous address in order to receive credit you might not normally get could conceivably be regarded as fraud. Sounds possible he might have lied about his income as well.

He's just sold the roof over your head without consulting you, left you in the lurch without a leg to stand on, and you want him to get away with it ?

Non payment of Council Tax is a criminal offence.

Couple of things.....

What do you mean by 'our' house ? Is your name on the deeds ?

How do you mean sold ? Has it actually completed yet ? Are you still living there ? If you are then make it absolutely clear to everyone concerned that you will not be moving out. That will buy you time to get some proper advice and act on it.

If you provide false details in an application to obtain goods and services, then you are decepting the supplier and is therefore fraud.

He has certainly committed numerous offences in respect of his deception. Sounds like an untrustworthy character with little regard for you - I wouldn't give him a second thought.

Careful, she might be He.

Stephen.

In uk.finance Dudley wrote: :> Prison is where this financial parasite deserves to be. :>

: But debt is a civil matter and unless there is any evidence of a fraud : (which is a criminal matter) then he would not go to prison.

Isn't it fraud to give false information when applying for credit.

FoFP

Thank you for all the comments. I can see I'm better off with him gone. He has now called me with his new (rented) address the other side of town and wants me to move in. No way, but I do know his address. I want nothing more to do with him but would like some revenge for what he has put me through. I know his bank a/c, loan details & credit card numbers and details of the (unpaid) CCJs from 10 years ago. How best can I hurt him with this information?

Erica.

Don't do revenge - it's not worth it. Forget about him and move on :(

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