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Opinions on two NS&I offerings?

I'd much appreciate opinions on a couple of NS&I investments my wife is considering please:

2-Year Guaranteed Growth Bond

----------------------------- This pays 3.75%. I've just invested £5,000 myself and will get 3.0% net. But my wife is just over the higher rate tax threshold so would get only 2.25% net - but with 100% security. Anyone in similar circumstances gone this route, or inclined to do so?

Index-Linked Certificate 19th Issue, 3 years

------------------------------------------- This pays 1.0% plus Retail Price Index, no tax. What is consensus of the experts on the RPI inflation forecast over the next 3 years please?

Reply to
Terry Pinnell
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You can get 4.5% for two years from Nationwide, and that is 100% guaranteed up to £50,000. I don't think you would lose your money even above that level.

The general consensus for RPI seems to be a little over 1.5% per year on average. If you are thinking of going down that route, I would suggest you wait another few months for RPI to bottom out.

Reply to
Jonathan Bryce

Thanks Jonathan.

Reply to
Terry Pinnell

BTW, I meant to ask what might have caused that additional character appearing in your reply before the pound symbols? I note it occurs in both my quoted text and your reply.

Reply to
Terry Pinnell

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