I have not taken much notice of pensions, I know that I haven't got one but am contracted in the second state pension.
I have seen that they intend to raise the state pension age when I retire to
I know that I won't get anywhere near that age and will be dead well before.
When I do go early is there anyway to transfer this pension to my partner or do I just lose all benefits that I have paid all my life for.
Is there anyway for me to opt out of these pensions and put the money aside for my family.