Given the widespread (or at least fear of it) concern over ID theft, shouldn't companies make it clear as to what (type of)information they hold on you? (Yes I know that I can obtain that for £10, under the DPA). I am really talking about the physical information (as opposed to 'arbitary' information gleaned from CRA) that you supply to them upon application.
For example, although you supply employers name, address, telephone no. employment status, length of time with employer etc for a credit card application, this may well change over time and if this information is held with the provider it may well be out of date. This leads me to assume that it is not stored since there is only opportunity for one to change your name (possibly not online), address, phone no etc.
Not to mention the fact that I have been asked for my employers name as part of the security procedure when telephoning my bank and have had to think quickly as to what infomation they hold. (since again that is not updateable online, and I have neither the time nor inclination to go into a branch or telephone them to be harranged into any sales pitches. (I have also been asked to name the last three transactions on my account for security!!! and failed, but that's another story).
I suppose what I am really asking for is a way of tracking all the information organisations hold on me or list of information something like this.
Name: Address: DOB: (Will be asked as security information) phone no: . . . Employer . . Mother's maiden name (Will be asked as security information) . . etc etc
All fairly simplistic you may say, but given the number of accounts etc people have now and the different (security) questions you could be asked, could be quite useful?