If it's income your referring to, income investing is primarily about locking into a certain yield. Capital values are only important if you wish to trade.
What proportion of the housing market ?
Given the present structural shortage and the fact that governments haven't fixed it over the decades I personally see no reason to think the existing cycle will fundamentally change.
Daytona
In article , derek writes
What is the point? The only thing I notice from such companies is that you get sent letters with serial numbers for the letter on the bottom, showing that you are just getting a bog standard letter and are obviously of no interest to anyone.
We deal with the NHS, Siemens Toshiba and GE and they insist on it. Not that most hospital departments actually have it themselves (a few have).
25 years ago before I took over, a customer said (Bloggets) Sytems Ltd is without a doubt the worst company we have ever had to deal with. If we could buy these machines from anywhere else we would do. He went on to explain the way he pictured our office, a large square room with the desks around the edge, in the centre of the floor is a pile of papers waist height. The phone rings, no-one can find the phone, cos it's under the pile of papers, eventually someone finds and answers the phone, it's this customer trying to progress a purchase order. back to the pile of papers trying to find the P.O. eventually it's located and the customer's query is dealt with. Operative then puts phone down on the floor and the purchase order back on the pile.ISO 9000 is a basic guarantee of sound operating system for the office routine. It has only general effect on what lay customers perceive as quality (Like shinyness of the paint finish) although quality should be monitored as should customer satisfaction, and consistency should be achieved.
We don't do that, but their significance is traceability. I recently renewed my car insurance with "More Than" The new policy was done online and went like a dream. But at the first renewal I found I coundn't re-new online so had to phone them. I made some changes to the cover and agreed a price of £415 they agreed to put the renewal details in the post. Two weeks later I realised they had never arrived so got back on the phone to them. It turned out I had been driving without insurance for 2 days! The sales droid said he found my account on the computer, agreed the price I'd been offered, but said the offer hadn't been taken up and he "Couldn't get back to" my previous details /offer all he could do was to do a new application from the top. The price worked out at £455, but he could give me a discount to bring it back down to £425 but I had to re-answer all the name/ address /occupation etc questions again, he even wanted a letter from my previous insurers who were...
Anyway, a bit long but serial numbers on letters, ISO 9000, backups of computer files are there to ensure you don't suffer the postal equivalent of such a telephonic run around.
DG
It was from one of the news agencies (Reuters, BBC, something like that). Sorry for not memorizing the URL, the ratio struck in my mind more than the specific URL. Probably some interest only 50 year mortgage some of these dodgy realtors push.
Stephen.
PS if I've got a few days to spare I'll look it up for you.
And I forecast that in 2008 you will be wrong. ;O) I would put my mortage on it. If I had one :O)
Lol I guarantee there will be at least one more boom within the next 25 years maybe 2. A house worth 100k now was probably worth about about 10k 25 years ago, despite the odd property crash or two. Such nonsense.
Invest in 'Jelly Babies' is my learned advice, they will be the next 'big thing'.
No doubt ISO 9000 is what eats up the money spent on the NHS.
My forecast is that interest rates in 2008 will be 7.5% (just checked on my magic 8 ball & it says I'm right, so there we are, all sorted!).
I'm putting my money into currency "corrections"
Stephen.
I'm entirely sure that some time in 2008 I will be wrong :)
In article , half_pint writes
I have just been speaking with a chap who I sold a house to in 1994 for £35K. He has just sold it to a developer for a lot of money, and bought it back less a bit of the garden for £145K. I wasnt in the business in
1978, but I could guess that the same house would have been worth only around 15K at that time - possibly less.BeanSmart website is not affiliated with any of the manufacturers or service providers discussed here. All logos and trade names are the property of their respective owners.