What are the comparative rates for purchases and do you intend to make additional credit card purchases in the next 6 months ?? Be aware that payments to the egg card in the next 6 months will be taken off the lowest interest portion first - ie the balance transfer and you will continue to pay interest at the normal rate on purchases until the transfer is paid off and you can start paying off the purchases. If you do intend to continue spending (even if its only small), I would keep both allowing you to use the barclaycard for purchases and therefore pay them off without interest, and use the egg card only for the balance transfer and dont spend on it. You can then decide which to keep when you have paid off the egg card.
I have just applied for an Egg Card to make use of the 0% balance transfer.
> I fully intend to pay this off before January. I currently have a
> Barclaycard. My question is this - is there any reason why I should keep
> hold of my Barclaycard. I don't particularly want to own 2 credit cards so
> when I have paid off the Egg Card, which of the 2 am I better off keeping.
> I'm also not to clear which is the better deal either - Egg with its 0.5%
> cash back, or Barclaycard with its Nectar points.
>
> Also, any other pros or cons that people have come across would be very much
> appreciated.
>
> Thanks.
>
>