Reclaiming bank charges from a closed account

keilan.knight · 2006-06-12T11:00:38+00:00

Hello, I am wondering if anyone would be able to advise on my situation. I am presently trying to recoup some bank charges I have accrued over the past 5 years as this amounts to a considerable sum which I feel is very unfair and, if you believe everything you read, is "illegal" for the banks to charge so excessively. My credit record is totaly ruined just now thanks to my previous bank, who eventually managed to take over £600 out of my wage after a bank charge drifted past me and escalated out of control whilst I was unemployed over 4 years ago. I want this money back and I want the CCJ removed from my file, they can keep the initial £35 or so I went over drawn by. What are my options? Can I just write to the bank manager using one of these numerous templates that are cropping up now, or is it too late? Thanks, Keilan

Jun 12, 2006 21 Replies

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John Boyle 20 years ago

A recently opened account with some banks will show this.

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Daytona 20 years ago

Daytona

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