St James Place Investments

They are one of the largest junk mail generators in the country.

Let me guess, you got a personal invitation to attend one of their high pressure selling presentations? Second guess, the invitation came printed on very high quality paper.

Not me, but a family member did after he got his pension lump sum. He used a financial adviser who is not employed by them but who is accredited by them. I mainly wanted to know what their performance is like (but I expect that depends on where we are in the stock market investment cycle and the client risk profile). I also wanted to know what their charges are Relative to others.

Ask them, and one or two others, for a schedule of their charges and what you get for the various levels of charging.