Latest threads in UK Finance Discussionsshow only best voted threads

Subject Author Posted Replies
 
Children's bank accounts
Looked at children's savings accounts on and was very dissapointed with what's on offer - poor rates or undue restrictions. I know it's not fasionable to be saving nowadays, but I wanted to set up...
5 years ago 3
 
RPI direction + NS&I
Where is inflation going? Thoughts on this please. I know if we knew the answers to this kind of question, we'd be very rich, but ideas welcome. Late next month I have a maturing NS&I inflation linked...
5 years ago 3
 
New interest only mortgage- initial payment
Hi. I've just taken out an interest only mortgage, with the loan drawn on t he 20th of this month. I just received a letter from the lender stating tha t I will be charged approx 150 quid on 1st May...
5 years ago
 
Travel Insurance for the over 65s
What a nightmare. All the insurance companies we have tried wont insure us now that we're over 65. We actually want a multi-trip worldwide policy (sans North America). We use d to insure with STA -...
5 years ago 14
 
Reclaiming Tax on Investments
If tax has been deducted from interest on savings and you are a non-tax payer, how long do you have to reclaim this? Thanks Phil You'd do it via an R40 or self-assessment for the tax year. You can,...
5 years ago 23
 
Most people on over £100k already pay 60% Tax
Alistair Darling introduced a progressive reduction in personal allowance for incomes over £100k which the Tories did not abolish and Labour certainly won't. Because of the way incomes are...
5 years ago
 
Why are currency conversion quotes the wrong way round?
I notice that sites such as Google Finance quote the pound to dollar conversion rates in the form GBP/USD = 1.4784. I would read this as "GBP per USD = 1.4784" or equivalently "1.4784 GBP per USD"...
5 years ago 25
 
Cooperative Bank Asking for National Insurance Number After 15 Years
I have received a letter from the Cooperative Bank saying that they have to suspend payments to my ISA unless I provide my National Insurance number. They've only got a dummy number stored. I've had...
5 years ago 9
 
Splitting revenue 60/40 with soon to be retired supplier - What implications if any?
Apologies if this is the wrong group to be posting this to.. We are a small vehicle parts /repair company, and one of our suppliers (He is a one man band) is retiring in a few months. He has made an...
5 years ago 1
 
Greek bond yields
I don't understand Greek 10 year bond yields. Last time I looked (about 2 weeks ago) they were ~ 10%. I see a big haircut or total default as a certainty, so why aren't they ~ 90% ? Possible answer:...
5 years ago 2
 
Registering as a non tAxpayer
I take it if someone has registered their bank and building society accounts as a non taxpayer that they need not register again. David --- news:// - complaints: --- Registering as a non-taxpayer is...
5 years ago 1
 
BA Exec Club Cancels All AVIOS
Just had my latest email statement from BA Exec Club. I never understood th e change from AirMiles to Avios - WTF are Avios? Anyway - I had thousands o f Avios accumulated over very many years. Never...
5 years ago 13
 
Interested in the election?
With the election upon us there could be a place for discussion: I say "could be" because for reasons unfathomable the powers-that-be (a.k.a. the "Committee", the handful of people that control what...
5 years ago 3
 
Raising funds for ATPL
Good morning folks, Not sure this is the right place to post this message. I am trying to raise some extra funds, to help me continue with my ATPL training (Airline Pilot License). This is a dream for...
5 years ago 2
 
Van and fuel benefit
I see that if a van use is split between two people, then the benefit can be apportioned appropriately according to: If employee 2 is paid less than £8,500 then I'm assuming only Employee 1...
5 years ago 1