Latest threads in UK Finance Discussionsshow only best voted threads

Subject Author Posted Replies
 
UK Gov debt and the gilt market (why do they need it?)
I've been reading: If the UK government wanted to raise £100m pounds, it would issue one mil lion gilts at the value of £100 each. This is known as the 'nominal value ' or 'par'. Now to my mind this...
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Transferring Stocks & Shares ISA - opinions?
One of my largest savings is now valued at about £30k, in a Standard Life Stocks & Shares ISA (Equity Income Trust). They are about to switch this to another company called Alliance Trust Savings....
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Children's bank accounts
Looked at children's savings accounts on and was very dissapointed with what's on offer - poor rates or undue restrictions. I know it's not fasionable to be saving nowadays, but I wanted to set up...
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RPI direction + NS&I
Where is inflation going? Thoughts on this please. I know if we knew the answers to this kind of question, we'd be very rich, but ideas welcome. Late next month I have a maturing NS&I inflation linked...
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New interest only mortgage- initial payment
Hi. I've just taken out an interest only mortgage, with the loan drawn on t he 20th of this month. I just received a letter from the lender stating tha t I will be charged approx 150 quid on 1st May...
 
Travel Insurance for the over 65s
What a nightmare. All the insurance companies we have tried wont insure us now that we're over 65. We actually want a multi-trip worldwide policy (sans North America). We use d to insure with STA -...
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Reclaiming Tax on Investments
If tax has been deducted from interest on savings and you are a non-tax payer, how long do you have to reclaim this? Thanks Phil
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Most people on over £100k already pay 60% Tax
Alistair Darling introduced a progressive reduction in personal allowance for incomes over £100k which the Tories did not abolish and Labour certainly won't. Because of the way incomes are...
 
Why are currency conversion quotes the wrong way round?
I notice that sites such as Google Finance quote the pound to dollar conversion rates in the form GBP/USD = 1.4784. I would read this as "GBP per USD = 1.4784" or equivalently "1.4784 GBP per USD"...
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Cooperative Bank Asking for National Insurance Number After 15 Years
I have received a letter from the Cooperative Bank saying that they have to suspend payments to my ISA unless I provide my National Insurance number. They've only got a dummy number stored. I've had...
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Splitting revenue 60/40 with soon to be retired supplier - What implications if any?
Apologies if this is the wrong group to be posting this to.. We are a small vehicle parts /repair company, and one of our suppliers (He is a one man band) is retiring in a few months. He has made an...
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Greek bond yields
I don't understand Greek 10 year bond yields. Last time I looked (about 2 weeks ago) they were ~ 10%. I see a big haircut or total default as a certainty, so why aren't they ~ 90% ? Possible answer:...
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Registering as a non tAxpayer
I take it if someone has registered their bank and building society accounts as a non taxpayer that they need not register again. David --- news:// - complaints: ---
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BA Exec Club Cancels All AVIOS
Just had my latest email statement from BA Exec Club. I never understood th e change from AirMiles to Avios - WTF are Avios? Anyway - I had thousands o f Avios accumulated over very many years. Never...
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Interested in the election?
With the election upon us there could be a place for discussion: I say "could be" because for reasons unfathomable the powers-that-be (a.k.a. the "Committee", the handful of people that control what...
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