In 2009, 2011, and now 2012, the sole credit card I used was
compromised with an inappropriate charge as shown on my credit card's
transactions web site. This time a subscription charge of $19.95 from
Experian (for credit reports yada) had been billed to my credit card.
That the problem may involve Experian seems ironic.
In each of these instances since 2009, my credit card company and I
agreed to cancel the credit card and have a new one issued. The credit
card company (which is also my bank) credited back to me without
argument the amounts of the disputed transactions. The merchants were
My credit card company said the best means of prevention, in today's
high tech world of wireless scanners and similar, remains to check
credit card transactions regularly.
I put in my financial notes the steps I need to take each time I have
to cancel my credit card due to an ID theft situation. I work in cash
or with my debit card (which I otherwise never use) until the new
credit card arrives.
- posted 8 years ago