cash back add in

i am looking for a loyalty program where i can give customer a 10% cash back. i like the cash back to apply next month on their card for all the purchased they made this month. i like the happy checks idea from retail hero but instead of sending checks i like to apply the cash back their cards automatically everymonth. that way we dont have to do any work and save their addresses or anything.

any advise? thanks, jay

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manoj
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