Best Online Reconcile Strategy

What's the best strategy for reconciling my checking account (which has online access)?

When I go online I can download transactions since last login, or for some period. If I didn't download any transactions on the last login, I'm guessing that using "since last login" could cause me to miss transactions.

If I download all transactions over a longer period, will Quicken be smart enough to ignore those transactions that I've already reconciled?

Should I reconcile to the current online balance or the previous statement?

I'd appreciate hearing a step-by-step procedure that works well for you. Thanks.

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