Drag Payment Onto Calendar Question

I just switched from Quicken 2000 to Quicken 2005. I notice when I drag a payment from the memorized transaction list onto the calendar, by default it is a Register Transaction. When I leave it a register transaction, it automatically deducts the amount from the checking account and gives me check to print. It records the payment in the register as soon as I release the mouse. It does this even if I drag it to a date 3 or 4 weeks in advance. It's a bit annoying to have all those checks ready to print and the check register deducted a couple of weeks before payment is due or I want to mail the check. It doesn't do this if I use the option of Scheduled Transaction. Is this the way it is supposed to work? Is there a way to make the Scheduled Transaction option the default choice when dragging onto the calendar? Thanks in advance, Mahlen Petry