I was wondering you could do a bill-pay directing into the IRS coffers without having to efile, and discovered "yes", but you have to pay a large fee. One of the intermediate payment managers this year will debit bank accounts to a 1040V and 1040ES for a 2.49% commission. I couldnt find the reciprocal of free direct deposit for refunds :-( Has anyone discovered any better way.
Reasons why I dont like efile:
1) A fee over $54K AGI
2) Lots of personal financial data on the internet . The IRS has not yet compromised its tax info like British Tax Service did, but its just a matter of time.
Reasons I like billpay:
1) No large checks floating about postal system for weeks.
2) Instant feedback.
3) Less financial numbrs than tax return.