I have done quite well from the recent Standard Life demutualisation as I've got two polices that have been running for 24 years. I'm inclined to keep these shares for at least 12 months to take advantage of the "one extra share in 20" incentive.
I'm also considering the offer to buy some additional shares with a 5% discount. These shares would also qualify for the extra "1 in 20" offer if I keep them for a year. If I chose to buy these additional shares, I would be using funds which are currently in a cash ISA with the Nationwide building society. Does this seem like a good move? I know that the shares will be more volatile but I will effectively be getting a 10% discount over 12 months. What is the conventional wisdom on Standard Life's prospects post demutualisation?
TIA,