Bank won't take cash to repay debt.

Really? I thought that was a feature of all current accounts, basic or otherwise. To be fair though, I only have experience of basic accounts with Lloyds TSB and Halifax, so I don't know what the other's T&C's are.

Sam posted

The user guide for mine (A&L Basic) says you can set up DDs on it, but I can't be sure whether it's correct. It also said you could set up Internet banking on it, and when I went to the trouble of doing so I found you couldn't actually do any Internet transactions, you could only check your balance online.

I have no idea.

I hadn't thought about that aspect of it.

In what way does that make what I said "Not true"?

You can get a Basic Bank Account.

Therefore you don't fall into the category of people who "Can't get a bank account".

Well I went in to pay the CC bill and they were happy just to take my debit card and swipe it for the amount. Cash is still easier in the bank IMV but I may do the whole lot online as soon as I get a card reader from the bank