"Ronald Raygun" wrote
It's possible that they were doing it like that, of course -- but it would make it rather strange that they actually asked for a CCA!
[And more recently they have received the "up-to-date" details direct from the card company, suggesting it *is* a CCA...?]
"Ronald Raygun" wrote
Harrumph!! :-((
In message , Alex writes
More likely they are trained by the same people who told them that chip & sig doesnt exist!
At 13:54:00 on 26/07/2006, Alex delighted uk.finance by announcing:
It appears that Mastercard, at least, have now taken the first step towards this. It's still not a true CCA cancellation service in that it only blocks the transaction rather than explicitly cancel the CCA with the merchant.
I have a better idea: answer the question above.
And we are sooooo grateful that we should not quibble if the system also allows some merchants to steal our money while the card company says "Sorry, mate, we'll keep giving him your money until you get him to stop asking".
Please show me the cardholders who agreed to that deal.
If the benefit is little, then the card schemes should have no qualms about picking up the cost of the casualties.
At 19:05:15 on 30/07/2006, Fergus O'Rourke delighted uk.finance by announcing:
Why? You didn't answer mine.
At 19:13:31 on 30/07/2006, Fergus O'Rourke delighted uk.finance by announcing:
Do you know of anyone who has ultimately lost out on a CCA that they cancelled correctly?
In message , Fergus O'Rourke writes
Mistake there Fergus. It is the customer, not the bank, that allows the merchant to do it. If you give a tenner to a trader and the trader doesnt fulfil his consideration in the contract, would you expect the Guv of the BoE to accept your instruction to 'stop' the note?
Me, for one. But I, unlike you apparently, understand it.
What do you mean? That CCCos should just refuse any card debit merely because of a change of mind of the cardholder? If so, the whole concept of 'instant safe payment' of credit cards would be destroyed. As the old saying goes, 'bad money drives out good'.
"John Boyle" wrote
Is a CCA transaction guaranteed to the merchant in the same way that a "customer IS present" one is, or is it not guaranteed like a "customer NOT present" transaction?
Alex wrote last week:
My answer is no.
Yours ?
At 07:23:03 on 02/08/2006, Fergus O'Rourke delighted uk.finance by announcing:
Well turn around my post above and you have your answer; it depends who the organisation is.
To the end user they perform exactly the same task.
Presumably Visa and Mastercard already do have a database of every retailer on their books in the world.
They manage to print the marchant's name on the statement, so they must know who it is.
They have a list of registered terminal numbers (8 digits). They use the terminal number to identify the merchant (retailer).
At 04:19:15 on 10/08/2006, Jonathan Bryce delighted uk.finance by announcing:
They print a name which is passed to them at settlement time. This name may not be unique around the world, and they do not have it when they are initially asked to authorise the transaction.
At 04:17:54 on 10/08/2006, Jonathan Bryce delighted uk.finance by announcing:
Don't be daft!
At 06:16:04 on 10/08/2006, BrianW delighted uk.finance by announcing:
They most certainly do not. This is a UK system with the numbers assigned by APACS, although some other countries also use it. It's nothing to do with VISA or Mastercard.
"Alex" wrote
Each acquiring bank has a database of their merchants, don't they? So why can't they share that with VISA/Mastercard?
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