Does a court summons for non payment of coucil count as a CCJ, i.e. will it be recorded on credit history and effect futher credit-worthiness?
TIA
Does a court summons for non payment of coucil count as a CCJ, i.e. will it be recorded on credit history and effect futher credit-worthiness?
TIA
No.
A CCJ is a judgment. The summons is just your invitation to go and explain yourself. The former may affect your credit history depending on the order.
Without a hint of irony, "Ben" astounded uk.finance on
22 Sep 2004 by announcing:
Council Tax judgments may not even be recorded, let alone the summons.
A CCJ is a County Court Judgement. Council Tax cases are heard in the Magistrates Court, and do not appear on your credit file.
Have something to add? Share your thoughts — no account required.
Ask the community — no account required