I've just had an email from checkmyfile.com, that included link to the information I've copied and pasted below -- first I've heard of any changes in the pipeline...comments anyone?
*****We've reported previously that a huge change is about to happen regarding the amount of information that lenders will use when they assess you for credit. From October, your credit file will be distilled down to contain only your own details.
Our research shows that for the average person, only 14 accounts will be reported on credit files compared to an average of 21 now. The number of searches will also reduce similarly, and we estimate that most people will lose almost 40 points on their Checkmyfile.com credit score because of the loss of information, enough to knock many into a lower star rating.
With so many lenders moving to 'pricing for risk', this means the price you will pay for credit is more than likely to increase. Lenders are also likely to be a little more picky as they get to grips with the new rules on information disclosure.
So, by applying now, you should consider taking advantage of accessing cheaper finance. ********