Ann and Bob are married, and both currently on disability benefits, but both looking to get back to work.
They have a child under one year old.
They want to create some savings for that child.
Do they get a child trust fund? How do they pick one? Or do they get something like a Nationwide "Smart Account"?
Ann and Bob are unlikely to be able to put more than, say, the amount they get in child benefit into the account each month.