A couple of years ago I joined my employers company pension scheme, which is a "Your Company Pension @ Norwich Union" scheme.
Now, completely out of the blue, I receive an information pack from some financial advisors claiming they have been appointed to run the scheme. New financial projections included, the full works. This is to be set up as a new "section" in the NU scheme, with higher charges to pay for these advisors. Its particularly the increase in charges I object to, as the these come out of my pension fund.
Although I suspect the answer is "it depends", in general, can the company change the scheme with consulting the members, can they release personal financial info to a third party without agreement, is there a breach of contract if existing scheme benefits were simply terminated?