Hiding PINs

Jan 23, 2006 12 Replies

Out of interest, do you lot generally cover up the terminal when entering your PIN at Chip+PIN terminals in shops etc?



I don't usually bother being super-careful (e.g. covering with one hand



  • sheilding with body) and I guess (I shall look more carefully next time I'm at a till) neither do most others.

I wonder if such behaviour is considered negligent by the banks if someone nicks/clones and fraudulently uses your card?



Cheers,



Rody



I do. It is fairly easy to memorise the positions of the four buttons you need to press (and the 5 button has a little bump on it) so what I do is completely cover the terminal with my hand and wallet so that I cannot even see it myself.

Another technique I have heard of is to cover all 10 buttons with your fingers and thumbs simultaneously, then press the appropriate fingers in the correct order.

Probably not a good idea to look too closely while other people enter their PIN.

Gareth wrote: ...

Why not? It's neither harmful, nor illegal. And if they notice, they might change their habits.

Probably.

"Mike Scott" wrote

... or knock your block off when you get outside. Care to try?

No because the terminal manufacturers greatly reduced the size of the shields that they had originally designed to do this job, therefore they are liable.

No they don't.

They quite deliberately don't want to bring a case to trial in case a precedent that the bank/merchant is liable is set.

Daytona

I often do for a laugh. About 80% of people don't obscure the keypad.

Daytona

I suppose the terminal manufacturers could add some sort of opaque shield, or a box with a curtain that you put your hand inside. People who can't remember the location of the buttons can lift the shield/open the curtain to look. Presumably buttons are always in a standard pattern so that the visually impaired can use them without difficulty.

I'm not sure I have the manual dexterity to cope with this, plus usually my wallet is in one hand :-)

Cheers,

Rody

I know it's off topic, but we have had people saying they press the buttons without looking at them (having memorised the positions) so, without looking at one, can anyhone say whether the digits on C+P keypads are placed in the "telephone" layout (1 at top left) or the "calculator" layout (7 at top left)? Are the all the same?

Robert

The points I have used are 1 at top left etc. The 5 key usually has the "dimple" for blind/partially sighted users. This is the layout I am familiar with in the UK, France and Spain from recent experience.

Presumably buttons are always in a standard

I've not used many, but it's standard telephone layout. It's the accept and other extra buttons that seem to vary.

But if someone can't remember the PIN, will they be able to remember such a layout? You visually dependent people do seem to have trouble at times.

Tiddy Ogg.

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At 20:56:07 on 23/01/2006, Daytona delighted uk.finance by announcing:

Terminal manufacturers respond to market (bank/merchant etc.) and certification (VISA/EMV etc.) requirements.

I have occasionally told people that "if your pin is XXXX then you need to be much more careful about shielding when you type it in." The response I got was always lukewarm positive, sort of "thanks" while looking at me a bit askance out of one eye. I wouldn't try this on anyone significantly bigger than me.

Cheers,

Ross-c

Is that because they might look at you askance out of both eyes?

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