I became terminally ill 4 years ago with kidney cancer, and was given six months to live. Having said that, the progress of my ilness is unusually slow and I am, in practical terms, very fit with little in the way of symptoms. I've never had a serious comprimising health incident in that time.
Holidays... Much as I'd like to, I can't visit USA. My insurance would cost ten times the price of the holiday, maybe £5000 or more.
I booked myself a two day break in Marrakech for £100 thinking "It is not too far away. I'll do it without any insurance." The holiday is a bargain, but not if I add on an additional £500 insurance.
But I've now realised that this creates a potential problem for other people. It is statistically unlikely that I'd get sick for the first time ever during those two days, but what if i do get seriously ill during the break, for example if I encountered breathing difficulties on the outward flight and they had to land the plane and somehow get me back to the UK. Or what if I die over there and it is necessary to get the body back? It wouldn't be me who deals with the problem. It'd be my family who arent particularly aware of the insurance issues.
The chances of these disastrous things happening are minimal, but if something did, someone in my family would have to finance it and organise it, and subsequently recover the money from me or my estate. It could be thousands of pounds.
Any thoughts? It is unfair of me to put such a responsibility on my family. Should I not go? Should I set up a bank account that they can access in case of emergency. Does anyone have any knowledge or experience of emergency return from somewhere like Marrakech? Likely max cost?
Thanks
Tony