I am currently working in UK with a Work Permit from last three months and would like to go back to India. I would like to know will I be able reclaim the income tax/national insurance that I have paid till now as I had just worked only for three months in UK.
Regards, Micheal
You will probably get much more informed replies on this in an Indian ex-patriots' forum, than here (I only know of Chinese ones). However, as no-one else has tried yet, I will speculate a bit.
The full answer is likely to depend on your tax position in India and how long you have been resident in the UK. Although I don't know the specifics for the UK and India, governments generally try to arrange that you don't pay extra tax because you are being taxed in two places, but also that you don't pay less.
If you have no taxable income for the year as far as the Indian authorities are concerned, you should be able to reclaim any UK tax if your total income from employment and savings, in the UK, is less than the annual exempt amount. There may be provisions for doing this before the end of the tax year, but I don't specifically know about them.
If you are on an HSMP visa, I would have thought it quite likely that three months salary would have taken you over the exempt limit, anyway. Again, if you started halfway through the tax year and provided the right documentation to your employer, so that you are on a normal, cumulative, tax code, one wouldn't have expected you to have paid any tax for the first one or two months. (There may be special rules if you weren't resident in the UK from the start of the tax year.)
If you are likely to be taxed in India, you will need to know how the Indian government will treat your UK earnings and tax paid on it; it might be the case that it is better to accept the UK taxation. You can probably still reclaim the UK tax.
In any case, you should look at . Although form P85(S) is probably the one for you, P85 contains an address for National Insurance questions.
National Insurance may be more complicated. I think there are facilities for converting small payments into cash, but it is notionally insurance, so you may already have taken some of the benefits even though you didn't use any of the services it pays for (I think there may be a minimum contribution period, in some cases, so maybe contributions for less than that period are refundable). What might happen is that repay you for the pension component, on the basis of the value of the pension rights acquired. However, that is nearly all speculation; you really need to use a forum that specialises in Indian nationals temporarily working in the UK.
However seems to suggest that you probably can't get an NI refund.
The national insurance is lost.
It is payable weekly by anyone earning above the minimum contribution level for that week, who doesn't have a 'foreign' exception certificate. It is not refundable just because you know that you can't make a future claim.
The only instance that NI is reclaimable is if you have two (or more) jobs and the cumulative annual total paid is more than the annual maximum payable.
tim
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