MBNA - consolisating credit limits

I would doubt if you could consolidate them.

Is it really that difficult to keep two cards in a designated place for emergencies?

Why don't you ring them up and ask them? Their number is on the card.

Rob Graham

I think you are correct about the zero balance, as I wanted to merge a normal MBNA card to my University affiliated one (cheaper rate etc), and I think that I had to pay off the balance on the former.

Looks like my assumption was wrong then. But if they are these cards that are linked to some other business, say a store or something, wouldnt they get upset about having their card "cancelled"?

"Peter Saxton" wrote

Perhaps - but that's just "tough", isn't it? :-) You are under no obligation to keep a credit card forever - are you?

True but I thought the credit card company would try to pretend you were!

Just done it last week.

Ring up and cancel the 2 that you no longer want/need then transfer the balance over to the remaining one.

Arfie

Dudley wrote:

Choose which response is more appropriate:

A Why didn't I think of that?

B I don't think you understand the problem.

No Peter, I don't think my error was unimportant, it was a simple mistake, but this could have been pointed out (by you) with a little less sarcasm, nor is everything I say wrong.

Oxford English Dictionary definition of pedant "one who lays *excessive* emphasis on detailed points"

But perhaps with hindsight a better choice of word may have been cantankerous or supercillious.

All the best Arfie