Mortgage checks

They sometimes ask to look at your bank statements, ask for evidence that you have the deposit you are going to put down, and look for evidence that your earnings are real (Payslips, P60 etc). If you are self employed, they will ask for a reference from your accountant.

In message , John Bell writes

They reserve the right to write to your employer, previous mortgage lender, any other credit providers and ask for sight of anything else they may deem necessary such as bank statements, credit card bills etc.,

In practice they will generally only ask for some recent payslips and, if this is not your first mortgage, then perhaps you latest mortgage statement.

They may also write to your employer and to your previous lender.

Rob Graham

"Jonathan Bryce" wrote

That's a bit presumptious!! - Not every self-employed person has an accountant...

We get a lot of clients that way.