Just rec'd latest bank statement from Abbey, which included a notice about the change in bank charges from the 9 October 2005. The charges for unpaid direct debits/standing orders and cheques is increasing from 32 to 35 per transactions and there is now a charge for going overdrawn without authorisation of 20 - this is currently free (although I think there is currently a limit of going overdrawn without authorisation and not being charged - 50 I think).
And all this at a time when credit card companies are being told that their charges are too high: