Pension reform

Sep 14, 2010 2 Replies

One of the Coalition Government's flurry of announcements before the summer recess was about pension reform. They said that legislation would be introduced, as a matter of urgency in 2011, to permit private pensions to be fully converted to cash, instead of pensioners being obliged to purchase an annuity with a pitiful return.



I am a rare visitor to this newsgroup, but wonder if any professionals can cast further light on this. I've done a cursory search, and don't t-h-i-n-k that the subject has been addressed before.


The consultation on this closed a few days ago. You won't be able to simply "cash in" your pension, basically it looks like you'll be able to drawdown on it but in a more flexible way than currently and not be forced to buy an annuity at 75. Consultation document below but you'll probably have to wait till the budget for the decisions.

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