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Public liability insurance for International work

Dear all, I wonder if anybody has experience with insurance (public liability and professional imdemnity) that covers work outside the UK.

  • I work as a software consultant.
  • I work through my own UK based company (Limited).
  • My clients are based in the USA, Switzerland and UK.
  • Contracts with my clients stipulate that I get public liability insurance. The jurisdiction of the contracts is typically in the country of my client.

Some questions I have:

- Does anybody know of an affordable public liability insurance that covers abroad? What should be the rough cost for this for a single person IT outfit?

- What about professional imdemnity. Is there something that covers the US, or does that become too expensive?

Any answers or pointers would be appreciated,

Jorg

Reply to
murkhog
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You can get PI and PL insurances for the US, but it does tend to be much more expensive.

My advice would be to go through a broker, especially a Lloyd's broker, as the Lloyd's market specialises in this kind of thing.

I know two Lloyd's Underwriters from an insurance company I did some consultancy for: Nigel Dorning for PI and Tim Wilmshurst for PL. Both can be contacted on 01245 396 396, but they will probably tell you to go through a broker.

Reply to
Nemesis

I had that when I worked in France and got it through one of the normal high street brokers, MAIF or somesuch, cost a few quid. If you are renting a house you can get it as an extension to the house insurance to cover your professional needs. As I understand it it is to cover you if you are the cause of some accident at the client's workplace not to cover shoddy software.

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Reply to
davidof

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