I am applying for a remortgage and it would appear that the Co-op bank
>put a charge on my property 25 years ago when I had a loan to buy a
>car. The loan was paid of in 1981 and I haven't banked with them since >1984.
>The conveyancers have sent some standard form to them but the bank have
>no record of my name and address. They have asked for evidense of the
>account but I had a bonfire with all my old banking stuff only a few
>months ago, bloody typical.
>So how do I get the charge taken off and do it without it costing me an >arm and a leg?
>
>Kevin
Crossposted to uk.finance
Launch a formal complaint. Try to get the original loan documentation out of them via a subject access request under the Data Protection Act. Although the property may not be registered with the Land Registry, talk to there customer service people . Check that the conveyancer has issued a DS2
Daytona