Sick of these internet banking email scams

After hearing about the latest email scam, I've finally grown sick of the patronising pleas from the target companies and fired of the following to Alliance & Leicester, who, I believe refund those stupid enough to have succumbed -

"If customers give out their customer ID and passnumber as a result of a fraudulent email, have they broken the terms & conditions of their account ?

Do you reimburse customers for all resulting unauthorised transactions ?

Do you reward customers that have not given out their customer ID & passnumber ?"

Daytona

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Daytona
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