Hello,
I recently applied to several loan companies. And unfortunately I've been refused by them all. Apparently, it was due to "wrong CCJ" appearing on my files. (I am in the proces of removing it).
Anyway, today, I received a letter from Wentworth Direct Finance, based in Gravesend, Kent.
"Dear.... We are pleased to inform you that your loan of ........ repayable over
60 months has been approved by our underwriting department and will be forwarded to one of our lenders.Our broker's fee for processing your loan will be £48. Please send your fee by cheque or postal order payable to Wentworth Direct Finance together with the loan approval form below and we shall process your loan application immediately.
One we receive your loan approval form, the lenders will be in contact with you directly. Your consent signature will be required on all loan agreement documents.
Payment protection is also available if required.
If we require any further details we shall be in contact with you.
Yours....
------------------------------------------ Please detach and return
-------- Loan approval form (please send brokers fee of £48 when returning this form)
Loan amount ...... (££££££) repayment period 60 months Typical APR 15.2% Surname Name Current address Post code
Loan Reference number:
Please write your loan reference number on the back of your cheque or postal order."
Could anyone tell me if they ever heard of this company please ? It sound weird to me that I ve been refused everywhere and this one says OK without even an over the top APR.
Thanks
J.