Latest UK Finance Discussions

Subject Author Posted Replies
 
Cash in SIPPs and ISAs
Happy New Year all. We can get reasonable interest on fixed rate cash bonds, eg 3.1% for 5 years. It annoys me, and I think it outrageous that banks and BSs offer lower rates for cash in ISAs. A...
4 years ago
 
safe deposit boxes - how safe if a bank fails?
How protected are the contents of safe deposit boxes if a British bank fails? The FSCS, admittedly on a page that talks in baby language and has a cartoon of giraffes, defines a "deposit" as "...
4 years ago 6
 
Council spending
Am I being stupid or is somebody lying? Compare the list by a private auditor: http://www.clacksweb.org.uk/council/spotlightonspend/ To the list by the council themselves: Page 2 (how did we do las...
4 years ago
 
UK tax implications of repatriating Swiss pension
A long time ago, I worked for a Swiss company and built up a pension fund. Haven't worked for them or added to the pension since about 1999 and lived in the UK since 2000. The fund is sitting in ...
4 years ago 3
 
What are amounts for credit card liability?
I read that Section 75 of some law means a credit card issuer must protect purchases over ?100 for free, so if there's a problem you can get your money back. Is there no other guarantee for purc...
4 years ago 33
 
Stamp duty on 2nd homes
The rate of stamp duty on "second-homes" is set to increase. Will this affect home owners who buy a new property before selling their existing home?
4 years ago 9
 
Mutilated banknotes
http://www.bankofengland.co.uk/banknotes/Pages/damaged_banknotes.aspx Oh my god what's wrong with just handing it in at the bank? -- Last night I reached for my liquid Viagra and accidentally sw...
4 years ago
 
A company asked me for a VAT invoice (but I don't pay VAT)...
I did a bit of graphic design work for a major company and they agreed the work, but now they are saying they want a VAT invoice from me so that they can pay me. However, I don't pay VAT. I was u...
4 years ago 10
 
I had a strange debate about debt...
Can anyone help me solve this conundrum? I was having a debate with a friend over the subject of clearing credit card debts, when one has several credit cards, each with a different interest rat...
4 years ago 3
 
The paper money is made from
Does anyone know what paper money is made from? Why isn't this paper used for "waterproof notebooks"? Because the stuff they currently use (allegedly stone based?) isn't very good. -- Gary's wea...
4 years ago 5
 
Remove 1p and 2p coins?
1p and 2p coins are pretty much useless and should be removed, like they removed 0.5p coins ages ago. Comments? -- Next time you wave at me, use more than one finger please.
4 years ago 111
 
wife buys husnband's share of house? CGT? stamp duty?
I wonder if someone can tell me what the tax position would be for the following? My wife and I own (as joint tenants) a house which we let. It was once our home. There is no mortgage on it. W...
4 years ago 2
 
Where's the main (unofficial) TalkTalk forum?
Where the best discussion forum for TalkTalk's recent data theft? TalkTalk used to have its own forums but they aren't going to be very useful. Thnaks for any info.
4 years ago 2
 
Need 2 Instant-Access B. Societies to Invest £170k
Currently with Chelsea building society which issues a card with Visa logo ... permits ATM cash withdrawals of £200 a day but no other facilities li ke purchasing. I realise interest rates are o...
4 years ago
 
Hello finance folks
This is the first finance forum I have joined. Just so as you know I am a lawyer with history in defending Fraud trials and financial investigations. I decided that now was the time that I offered my...
4 years ago 8