Latest threads in UK Finance Discussionsshow only best voted threads

Subject Author Posted Replies
 
temporary withdrawal of funds from ISA
As I understand it, the government now allows us (since Oct 2015) to withdraw funds from an ISA and return them again within the same tax year without using up any of the annual allowance. However,...
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8
 
Maintain a positive balance on a Barclaycard?
I forgot a monthly payment on Barclaycard - and got charged interest and late payment fee, not the end of the world but just annoying! Is it possible to keep a credit balance on Barclaycard just to...
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14
 
VAT forums?
Can anyone recommend a good forum/group for a complex VAT question?
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5
 
Cash in SIPPs and ISAs
Happy New Year all. We can get reasonable interest on fixed rate cash bonds, eg 3.1% for 5 years. It annoys me, and I think it outrageous that banks and BSs offer lower rates for cash in ISAs. Any...
 
safe deposit boxes - how safe if a bank fails?
How protected are the contents of safe deposit boxes if a British bank fails? The FSCS, admittedly on a page that talks in baby language and has a cartoon of giraffes, defines a "deposit" as "money...
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6
 
Council spending
Am I being stupid or is somebody lying? Compare the list by a private auditor: To the list by the council themselves: Page 2 (how did we do last year) of For example, is education 0.54% or 29%? That's...
 
UK tax implications of repatriating Swiss pension
A long time ago, I worked for a Swiss company and built up a pension fund. Haven't worked for them or added to the pension since about 1999 and lived in the UK since 2000. The fund is sitting in a...
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3
 
What are amounts for credit card liability?
I read that Section 75 of some law means a credit card issuer must protect purchases over ?100 for free, so if there's a problem you can get your money back. Is there no other guarantee for purchases...
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33
 
Stamp duty on 2nd homes
The rate of stamp duty on "second-homes" is set to increase. Will this affect home owners who buy a new property before selling their existing home?
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9
 
Mutilated banknotes
Oh my god what's wrong with just handing it in at the bank? http://www.bankofengland.co.uk/banknotes/Pages/damaged_banknotes.aspx
 
A company asked me for a VAT invoice (but I don't pay VAT)...
I did a bit of graphic design work for a major company and they agreed the work, but now they are saying they want a VAT invoice from me so that they can pay me. However, I don't pay VAT. I was under...
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I had a strange debate about debt...
Can anyone help me solve this conundrum? I was having a debate with a friend over the subject of clearing credit card debts, when one has several credit cards, each with a different interest rate. His...
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3
 
The paper money is made from
Does anyone know what paper money is made from? Why isn't this paper used for "waterproof notebooks"? Because the stuff they currently use (allegedly stone based?) isn't very good.
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5
 
Remove 1p and 2p coins?
1p and 2p coins are pretty much useless and should be removed, like they removed 0.5p coins ages ago. Comments?
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111
 
wife buys husnband's share of house? CGT? stamp duty?
I wonder if someone can tell me what the tax position would be for the following? My wife and I own (as joint tenants) a house which we let. It was once our home. There is no mortgage on it. We would...
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