Latest threads in UK Finance Discussionsshow only best voted threads

Subject Author Posted Replies
 
Hello finance folks
This is the first finance forum I have joined. Just so as you know I am a lawyer with history in defending Fraud trials and financial investigations. I decided that now was the time that I offered my...
4 years ago 8
 
APR calculation
Motor insurance premium of £163.20 per year payable in full or by 1 x £ 42.64 and 10 x £20.13.....total £243.94. Seems an exorbitant amount of interest? So don't take their credit. What APR do...
4 years ago 6
 
No cheap balance transfer rates from Capital_one any more?
Hi, It is about two years since my CapitalOne card offered me a special transfer rate. Anyone know why? They used to offer me good rates frequenly. Have they stopped doing it? I've phoned them a...
4 years ago 6
 
Risks covered by more than one insurance policy (OT in uk.d-i-y)
Does anyone have any experience of making a claim when a risk is covered by more than one insurance policy? I'm thinking of the sort of situation where something gets lost or damaged while on holiday...
5 years ago 3
 
Security of a club's bank account
I belong to an amateur radio club, which has a bank account. At any one tim e the amount of money in that account is likely to be around £1500. Two o f three people are required to sign any cheque...
5 years ago 7
 
Self Assessment Tax Return Postal Address
Hi, Could anyone please tell me where I should send my self-assessment tax return form to? In previous years I received the form from HMRC's Cardiff office (with its return address already printed),...
5 years ago 12
 
Lack of £2 coins?
Anyone noticed you hardly ever get £2 coins? Are shops not getting them from banks for their float? I always end up with loads of £1 and no £2. Nope! Must be a lot of stupid till operators in...
5 years ago 8
 
Is weighing coins accurate?
I frequently deposit coins into a bank, after counting them with a mechanical counter. When each tube is full, that's the right amount for the bank's coin bag. The bank weighs the bag to check it's...
5 years ago 11
 
Tax reclaim on foreign divis
I have some shares in a German company and I note that the divis are taxed at 26% at source. Can I reclaim 6& tax to bring them in line with UK divis? They happen to be in an ISA but I don't know...
5 years ago 5
 
British Land bond offering
Am I missing something here, or is this the worst bond offering ever? Duration 'till 2020 Coupon: 0 to 0.5% !!! Conversion at 2020: at 20-27.5% higher than launch share price. I would have thought...
5 years ago 1
 
Wrong tax code for PAYE
Last year I changed jobs because I found something better and my last company weren't so good on admin. As expected, I didn't receive a P45. So I filled out a P46 form with the much better new...
5 years ago 8
 
Selling my back up of someone's crashed web site
I used to read a detailed blog but I got behind. To let me navigate it more quickly I downloaded the whole blog to my PC several months ago. By chance, the author lost their whole blog and has not...
5 years ago 4
 
Buildings insurance for a block of flats ....
We are required by our lease to insure our individual flats with RSA. However RSA has told us that of the thousands of blocks of flats that they insure, the buildings insurance is carried by the...
5 years ago 3
 
UK Gov debt and the gilt market (why do they need it?)
I've been reading: If the UK government wanted to raise £100m pounds, it would issue one mil lion gilts at the value of £100 each. This is known as the 'nominal value ' or 'par'. Now to my mind this...
5 years ago 3
 
Transferring Stocks & Shares ISA - opinions?
One of my largest savings is now valued at about £30k, in a Standard Life Stocks & Shares ISA (Equity Income Trust). They are about to switch this to another company called Alliance Trust Savings....
5 years ago 4