BeachBum wrote on [Mon, 25 Jun 2007 16:00:44 -0500]:
Considering they are almost as dangerous as sending cash, yes, they should be.
BeachBum wrote on [Mon, 25 Jun 2007 16:00:44 -0500]:
Considering they are almost as dangerous as sending cash, yes, they should be.
Elizabeth Richardson wrote on [Mon, 25 Jun 2007 17:38:21 -0500]:
Because electric charges extra to pay by CC?
If so, it's probably in violation of their contract with Visa/MC.
Elizabeth Richardson
Why? Do you think the postal clerks will be stealing checks? If so, then don't you think the cc companies sending your replacement cards via mail to be a bit dangerous?
Elizabeth Richardson
Elizabeth Richardson wrote on [Mon, 25 Jun 2007 21:11:56 -0500]:
CCs are different. It's not your money stolen.
Elizabeth Richardson wrote on [Mon, 25 Jun 2007 21:09:16 -0500]:
Oh no, they themselves don't offer CC payment, they use a third party to accept CC payments and charge 3.95 extra for CC or check that way.
I can pay my utility payment directly to the utility company via credit card, no third party. This thread started because Thumper though every company should accept electronic payment. Tell your utility (electric, water, sewer, garbage, phone) to get with the program!
Elizabeth Richardson
I would if the electric company allowed it - as I said I charge everything possible to one cc - would love to have all bills and charges on cc and write no checks!
BeachBum
I also think every store should offer instant check clearing. I really can't understand any store would refuse to take checks when they can for a small fee, scan the check in and get it instantly cleared. Thumper
That's against the law in my state. Thumper
Even if they use a third-party system? That's what Ameren in MO does. There's a $3.50 per transaction fee. That way the utility doesn't have to deal with CC issues, the consumer pays for someone else to handle all that.
Brian
Thumper wrote on [Tue, 26 Jun 2007 16:13:26 -0500]:
Against the law? Please cite the law.
While it may be against the card issuers police, if both checks and CCs are charged the same fee, it isn't against any law. Just like the IRS charging extra if you charge your taxes.
Thumper wrote on [Tue, 26 Jun 2007 16:13:25 -0500]:
Because without the small fee they can still accept checks at a higher risk?
I am curious - Do you know the name of that third-party system?
Lots of stores pay a per-item fee for "Check Guarantee" service. Equifax is one such provider. Or the store might pay "SCAN" to look for red-flagged bank accounts.
So, even if they don't have instant clearing, many retailers are paying fees to reduce risk on checks.
snipped-for-privacy@THE-DOMAIN-IN.SIG wrote on [Wed, 27 Jun 2007 04:05:51 -0500]:
The one Duke Energy uses is called SpeedPay at
Western Union Speedpay.
Brian
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