AUTO PAY=LATE FEE

BeachBum wrote on [Mon, 25 Jun 2007 16:00:44 -0500]:

Considering they are almost as dangerous as sending cash, yes, they should be.

Reply to
Justin
Loading thread data ...

Elizabeth Richardson wrote on [Mon, 25 Jun 2007 17:38:21 -0500]:

Because electric charges extra to pay by CC?

Reply to
Justin

If so, it's probably in violation of their contract with Visa/MC.

Elizabeth Richardson

Reply to
Elizabeth Richardson

Why? Do you think the postal clerks will be stealing checks? If so, then don't you think the cc companies sending your replacement cards via mail to be a bit dangerous?

Elizabeth Richardson

Reply to
Elizabeth Richardson

Elizabeth Richardson wrote on [Mon, 25 Jun 2007 21:11:56 -0500]:

CCs are different. It's not your money stolen.

Reply to
Justin

Elizabeth Richardson wrote on [Mon, 25 Jun 2007 21:09:16 -0500]:

Oh no, they themselves don't offer CC payment, they use a third party to accept CC payments and charge 3.95 extra for CC or check that way.

Reply to
Justin

I can pay my utility payment directly to the utility company via credit card, no third party. This thread started because Thumper though every company should accept electronic payment. Tell your utility (electric, water, sewer, garbage, phone) to get with the program!

Elizabeth Richardson

Reply to
Elizabeth Richardson

I would if the electric company allowed it - as I said I charge everything possible to one cc - would love to have all bills and charges on cc and write no checks!

BeachBum

Reply to
BeachBum

I also think every store should offer instant check clearing. I really can't understand any store would refuse to take checks when they can for a small fee, scan the check in and get it instantly cleared. Thumper

Reply to
Thumper

That's against the law in my state. Thumper

Reply to
Thumper

Even if they use a third-party system? That's what Ameren in MO does. There's a $3.50 per transaction fee. That way the utility doesn't have to deal with CC issues, the consumer pays for someone else to handle all that.

Brian

Reply to
Default User

Thumper wrote on [Tue, 26 Jun 2007 16:13:26 -0500]:

Against the law? Please cite the law.

While it may be against the card issuers police, if both checks and CCs are charged the same fee, it isn't against any law. Just like the IRS charging extra if you charge your taxes.

Reply to
Justin

Thumper wrote on [Tue, 26 Jun 2007 16:13:25 -0500]:

Because without the small fee they can still accept checks at a higher risk?

Reply to
Justin

I am curious - Do you know the name of that third-party system?

Reply to
Usenet2007

Lots of stores pay a per-item fee for "Check Guarantee" service. Equifax is one such provider. Or the store might pay "SCAN" to look for red-flagged bank accounts.

So, even if they don't have instant clearing, many retailers are paying fees to reduce risk on checks.

Reply to
Usenet2007

snipped-for-privacy@THE-DOMAIN-IN.SIG wrote on [Wed, 27 Jun 2007 04:05:51 -0500]:

The one Duke Energy uses is called SpeedPay at

formatting link

Reply to
Justin

Western Union Speedpay.

Brian

Reply to
Default User

BeanSmart website is not affiliated with any of the manufacturers or service providers discussed here. All logos and trade names are the property of their respective owners.