Download electronic bills

Is this what you have? Are you paying the additional $5.95, as noted in the last bullet.

I have Wachovia (actually zWachovis) and download all of my checking activity (paper, electronic checking and deposits, counter deposits, etc) directly into Quicken. Wachovia gives you a free ride if you are over 55 and have a Crown Classic account other wise there is a monthly fee, I believe it is $5.95

I have Wachovia (actually zWachovis) and download all of my checking activity (paper, electronic checking and deposits, counter deposits, etc) directly into Quicken. Wachovia gives you a free ride if you are over 55 and have a Crown Classic account other wise there is a monthly fee, I believe it is $5.95

What I'm looking for is the electronic bill notices that show up on the pay bills screen with my Wachovia accounts. Are these downloadable into Quicken?

I'm trying to avoid even going to the Wachovia web site and doing everything from within Quicken.

Are you looking for reminders?

"Bishoop" wrote

It sounds like you are talking about e-bills.

I don't believe Quicken has any means for downloading, or making use of, e-bills.

But that doesn't necessarily mean you must go to your financial institution's web site to pay those e-bills.

Your billpayer should provide you email notification of each e-bill; including payee, date and amount due. Mine does.

In many cases you can elect to have e-bills paid automatically by the billpayer (unless you notify them not to - the email notification should give you enough time to stop a bill from being paid automatically).

Even if the bill can't be paid automatically, some billpayers allow Quicken users to send billpay instructions from Quicken.

"Bishoop" wrote in news:pfudnVLuZ7anHrHQnZ2dnUVZ snipped-for-privacy@giganews.com:

I also don't understand the question, so perhaps you can rephrase it.

My way is to have the bills (or notices of a bill) sent to me by email. I double check the bills to make sure they're correct. Then most of my payees I have authorized automatic deduction of the full amounts due to be deducted from my checking account or charged to one of my credit cards. This has so far always worked fine for me ...

Your methods, as detailed in the above paragraph, appear, TO ME, to be the most technologically sound...requiring the least reasonably possible expenditure of time and energy. I do what you do, however I still have most of my bills "paper mailed" to me. I then review them for accuracy, letting automatic debiting to VISA or chequing account take care of the payments. The reason I seldom use e-mailed bills is that, in the case of my death or coma, my wife would be hard put to deal with e-mailed bills. She would still be getting the snail mail, of course. Obviously, I should train her on e-mailed bills so the Luddite paper bills could be eliminated but, until then..... Of course, I still manually enter most transactions. I just don't trust financial institutions to properly do downloads. Plus the thought of training anyone else in my family on this is totally a nightmare. I've seen too many nightmares in this newsgroup of the various troubles people have downloading transactions. Mind you, now having the new Quicken, I do often download share prices, even though a few of them fail to work, for no apparent reason, I.e. I am totally certain I am using the proper stock symbol and the proper stock exchange.

All of my automatic deductions from payees are preceded by a monthly email. However, the email does not require a response. It merely notifies me that my checking account is about to be debited with the amount and gives me an opportunity to cancel or modify the debit. Thus if I am incapacitated and don't answer the email, the account is debited and my wife will never be involved. That's exactly the way I want it to work.

Arnie, I understand, and agree, especially in the initial grieving period, the positive aspect of bills getting paid without having to be consciously dealt with. However, eventually she will have to know what is going on and if she isn't "computer friendly", I.e. able to easily deal with e-mail, she won't find out unless she contacts the payees. I guess what one learns from this is that we should document our financial dealings in a document spelling out who is getting automatically paid when. I have created such a document for bills paid automatically by credit card or checking account and given her a copy every time I revise it.

"Bishoop" wrote

It sounds like you are talking about e-bills.

I don't believe Quicken has any means for downloading, or making use of, e-bills.

But that doesn't necessarily mean you must go to your financial institution's web site to pay those e-bills.

Your billpayer should provide you email notification of each e-bill; including payee, date and amount due. Mine does.

In many cases you can elect to have e-bills paid automatically by the billpayer (unless you notify them not to - the email notification should give you enough time to stop a bill from being paid automatically).

Even if the bill can't be paid automatically, some billpayers allow Quicken users to send billpay instructions from Quicken.

I have what I call the "Croak Book". It is a 2" binder with proposed widow budgets, insurance issues, credit cards, bill paying, password lists, etc. My kids all know where it is and constantly remind me to update it. I trust them to help her out when I go.

Arnie, that is one of the BEST ideas I have ever seen in this newsgroup. So, so often when a person dies, the next of kin/executor whomever, has to play detective to identify all the assets, liabilities, insurance policies, titles, etc. of the decedent. In that book, are there instructions on how to notify this newsgroup of your, uh, "going"?

End of padding

Personally, I'm in favor of the old Mission Impossible tape recorders. Listen to the tape once and it's gone. If you listen to it too early, you run the risk of not hearing the latest and greatest.

It worries me that the Mrs. *KNOWS* that I'm gonna die at the age of

85!

I have a list of emails that need to be notified but had not thought about NG's. I'll have to add that to my list!!