Best online bill paying service ?

Washington Mutual rules state up to 7 days for paying bills online. 430 No such article
Washington Mutual rules state up to 7 days for paying bills online.
Are there more efficient, reliable services. Anyone that completes transactions in a shorter time.
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Sorry I cannot answer your question. Buy I have to ask why someone would need online bill pay. I suspect there are exceptions.
Now that my utility company (SDG&E in San Diego) joined the ranks of those accepting online payments I find myself hardly ever I writing a check.
For example, I pay all of the following online.
The aforementioned utility bill. Cable TV Internet service provider Telephone Auto insurance Dell computer financing Taxes Auto registration Drivers license renewal (Calif) Three credit cards New check orders ---------------------
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Michael T wrote:

And how many different websites do you visit to pay all of those people? If you can pay multiple bills from one site, then it's much simpler. And some people prefer the "push" method rather than the "pull" (although I don't really care).
Bill
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Point well taken. Although many offer auto-pay.

But there is usually a fee. Righ\t?
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Michael T wrote:

I love using Autopay (where available), especially for my credit cards (Citi and Chase offer this feature -- pay in full on the due date). Mycheckfree.com also offers this feature, but for credit cards they only autopay the minimum payment, so if you want to pay in full you have to logon and change the payment amount.

Perhaps some, but not Mycheckfree.com. They get the bills as they close and you get notified. You can either automatically schedule a payment or do so manually. I think it's a great service, especially for the price, and no, I do not work for them. The downside is that they don't get all bills (like Kohl's, although that may change now that their credit card operations are being taken over by Chase).
Bill
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I do not schedule any automatic payments. Never will. When I get a bill, I schedule payment to arrive the business day before it is due, except for credit cards thru Bank America which I can schedule for tge date due as a transfer from my account.
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No. Many sites are competing for this business and have gone "free" for now. I think some banks make money by putting a few days "float" between when they take the money out and it is actually transmitted. This would be equivalent to an uncertain postal mail period. You are losing pennies in interest, but they are making pennies over thousands of transactions. The original poster wants a zero-float account.
Saving @50 cents in postage, envelope and check blank makes it worth to me, say 100 bill pays a year. Also I can exactly synchronize deposits and withdrawals to minimize overdrafts.
Also some services seem to have a minimum and maximum number of transactions on a basic account. I guess a minimum to insure enough float income and a maximum where you'd find more economic to switch to a business account.
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Wrong. Fees for electronic bill pay are rare.
--
Rich Greenberg N Ft Myers, FL, USA richgr atsign panix.com + 1 239 543 1353
Eastern time. N6LRT I speak for myself & my dogs only. VM'er since CP-67
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We must be talking about different financial entities Rich.
My bank as well as most other large banks do charge many customers for online bill pay.
To wit: "For customers who do not have an eligible account, Bill Pay is free for the first two months for new customers only, and remains free of monthly service fees if you maintain at least $5,000 in your qualifying personal accounts at all times. Otherwise, Bill Pay is $6.95 per month."
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Then your bank likes to rip customers off. Mine (Wacovia) has no such charge. And I rarely keep more than a thousand or two in that account.
And what about customers of your bank who do have an eligible account? What constitutes an "eligible account"?
--
Rich Greenberg N Ft Myers, FL, USA richgr atsign panix.com + 1 239 543 1353
Eastern time. N6LRT I speak for myself & my dogs only. VM'er since CP-67
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Rich Greenberg wrote: >

You are one of the lucky ones Rich. Here is a direct quote that I received from Wachovia ".............the option to pay bills through Quicken using Wachovia's Bill Pay service is not available to newer customers."
(I posted this in another thread and hesitated to post it again, but I'm not happy with Wachovia. For the bank that is suppose to be number one in customer service .........)
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"Capt. Tuttle" wrote:

He didn't say he paid them through Quicken. I'm sure that Wachovia must have bill pay available on their own website, separate from Quicken.
BTW am I the only one here who uses Mycheckfree.com???
Bill
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Whats Quicken got to do with it? I log into bill pay and do the payments. No Quicken involved.

I liked it better as First Union but so far anyway, I have no problems with Wacovia.
--
Rich Greenberg N Ft Myers, FL, USA richgr atsign panix.com + 1 239 543 1353
Eastern time. N6LRT I speak for myself & my dogs only. VM'er since CP-67
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Until you, or anyone else, can objectively define "rare", "usually", or "common" in this context; I suggest you, and others, modify your rhetoric. You have posted no definitive standards for judging the differences. When you want to express an opinion: make it clear that your post is an opinion.
[And I don't understand why you posted to multiple newsgroups.]
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John Pollard wrote:

They like to be annoying on many fronts with little effort on their part?
Just a guess! ;-)
--

Andrew DeFaria <http://defaria.com
If one synchronized swimmer drowns, do the rest have to drown too?
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"Michael T." wrote:

Get another bank. Citibank doesn't charge.
Bill
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This assumes that I would even desire a 'one source' auto bill pay fee or no fee. I am fortunate, as are others, in that all of my recurring bills provide for auto bill pay on their own. It's a personal preference my friend.
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[electronic bill payment]

So you have given all of your checking account information - and permission for them to suck money out of your account - to each of your various billers?
I don't like third-parties to pull money out of my acccount.
I very much prefer to push it out of my account myself. If there's a screwup, it'll be at my bank, not the phone company or the cable company or any of the other places which are notorious for having such miserable customer service.
To each his own, I suppose.
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I hear you. Although I have never had a problem in 5+ years. But I agree with you "To each his own, I suppose."
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My compromise is to let companies I trust pull fixed amount or nearly fixed amount payments (e.g., mortgage loans, utility bills), but insist on pushing any highly variable or heavily usage dependent payments (e.g., credit cards, long distance phone charges).
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