Best online bill paying service ?

Jul 07, 2006 61 Replies

Rich Greenberg wrote: >

You are one of the lucky ones Rich. Here is a direct quote that I received from Wachovia ".............the option to pay bills through Quicken using Wachovia's Bill Pay service is not available to newer customers."

(I posted this in another thread and hesitated to post it again, but I'm not happy with Wachovia. For the bank that is suppose to be number one in customer service .........)

Get another bank. Citibank doesn't charge.

Bill

He didn't say he paid them through Quicken. I'm sure that Wachovia must have bill pay available on their own website, separate from Quicken.

BTW am I the only one here who uses Mycheckfree.com???

Bill

We write very few checks, but we do write some (maybe a couple a month). Typically they are for stuff from my kids school but sometimes to pay individuals. I would prefer to send online payments to people and let Citi pay for the check and postage, but my wife often has written a check by the time I realize that one is needed.

Now, people who pay by check at the store/supermarket are just ridiculous -- THEY are losers.

Bill

This assumes that I would even desire a 'one source' auto bill pay fee or no fee. I am fortunate, as are others, in that all of my recurring bills provide for auto bill pay on their own. It's a personal preference my friend.

No, I don't carry a checkbook, but I do carry a single check, folded, in my wallet, just in case. I hardly ever need it, though. The few checks I do write, I almost always write when I'm home.

Nope, because I'm almost always sitting at my desk when I write it and I put it into Quicken immediately.

At the risk of repeating myself, let me point out again that we agree at least 95% on this. Paying bills through Quicken billpay is great. We differ only very slightly--you never write checks, I do very seldom--and that's fine as far as I'm concerned. I'm not trying to convince you to do anything my way, just pointing out that our experiences and our preferences vary slightly on this..

I *never* do that. Any time I pay a bill someplace that takes credit cards, I use a credit card. I always pay my CC bill in full, and never carry a balance, but I want the airline mileage. I not only hardly use checks, but I also hardly use cash.

My Credit Union allows me to pay ALL my bills on line from their site.

Quick, easy, and reliable!

Dirty Sam Bonney

Arrrrrrrrrrr!

It is totally free at my Credit Union.

And, you can set up auto-pay for some accounts if you wish, or pay each one individually each month, on your own.

Very slick.

430 No such article

Bank America: 2 business days, if payment can be made electronically. 4 business days otherwise.

No fee at Bank America. I too no longer write checks, except to the IRS and when I first registered my new car last year at City Hall.

I do not schedule any automatic payments. Never will. When I get a bill, I schedule payment to arrive the business day before it is due, except for credit cards thru Bank America which I can schedule for tge date due as a transfer from my account.

You might check ETrade. Mine are 3 days. Dannie

The advantage, however, of using Quicken bill-pay if you're a Quicken user is that the act of paying the bill simultaneously creates the Quicken check register entry. In my view, this makes if far easier, and more accurate, that doing it as two separate transactions--one on your credit union's web site, the other in Quicken.

Assuming that you don't just wait for it to show up in Quicken when it clears (assuming you can download transactions from your bank).

Bill

Yes women are often the worst offenders!

Agreed.

Kinda useless when it comes time to write that 2nd check...

Hmm... Then why have one in your pocket? Sounds to me like it's just an old habit that you just can't quite give up. And besides, writing a check and then entering it into Quicken is double the work.

I agree. I just wonder how I manage to get away with it...

Speak for your own women, Andy. I *never* write checks, everything I can possibly charge goes on a CC, and I pay in full at the end of the month. Further, I only use dividend cards. Those bills which I can't pay by CC are either autobilled by the billing company or paid by my CU's free billpay service. Needless to say, I do all the finances at my house.

Regards,

Margaret

Not when the odds of your having to write two in the same day are very, very slim. Once you use the first one, you just put a replacement in your wallet. No big deal. But it's good to have one in case you need it (note: I don't).

Bill

Obviously a lesbian...

Geoff

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