Theoretical question for me, as it hasn't happened yet (and hope it never does).
If one needs to restore a backup, and for some dastardly reason one has only access to backup dated a few days ago instead of yesterday's, will financial institutions NOT allow download of transactions which have already been previously downloaded?
I think Quicken keeps track of downloads and won't take in repeats, but I am asking about FI handling of Quicken connections.