Qif & 2006

So if I don't upgrade, I can continue with the QIF from my CC Company. Now I know why Quicken is giving the 2006 version free. Who's want to upgrade and lose this feature.

This is old news.... Intuit has been open about removing QIF support for several years.

Keep in mind that they have also been open about ending support for versions older than 3 years. This means that if you stick with Q05, you will lose some online functionality in a couple of years.

For many of us QIF imports are not at all important. I have several brokerage, bank and credit card accounts and I don't need/want QIF imports.....

Well the one account I have that requires qif is the highest paying cash back card in the nation. (Emigrant Direct 1.25% on every purchase) The money goes into the account every 6 months automatically. The bank that handles them (Juniper) says they don't have enough demand for direct download. My other 15 or so accounts all use direct download. However, I try to buy everything on the cash back card to get the free money. Does anyone know if MS Money is aborting qifs? As painful as it is, I may decide to switch while I can still transfer everything by qif.

Why wouldn't you want it to stay? It's the only way you can combine files/accounts etc.. And if you ever need it, it could save you from losing a lot of data. And now I'm hearing that banks are starting to charge for the service. Do you see where this is going? In one way or another, this move will be negative for us.

Citibank offers 1% on all purchases & 5% on gasoline, groceries & pharmacies. I probably spend $1000 a month on gas & groceries (family of

I have that same Citibank card, and it does direct downloads....

Regards,

Margaret

You make a good point and I should probably do the math. Fortunately I get a very nice discount on gas already (10%) since I'm a retiree of an oil company. But I spend $700 or so on groceries so it might pay me to do that. Do they honor the card at all groceries or just some?

There do appear to be some restrictions:

"Purchases not eligible to receive the 5% rebate include, but are not limited to, purchases made at warehouse clubs, discount stores, department stores and convenience stores. Online and catalog purchases are not eligible to receive the 5% rebate unless the merchants appropriately identify the transactions. We do not determine whether merchants appropriately identify the transactions, but we do reserve the right to determine which purchases qualify for the 5% rebate."

"You may accumulate a maximum of 300 Dividend Dollars in any calendar year (eligible transactions appearing on your January - December billing statements) payable in checks of $50 or more only upon your request. Dividend Dollars earned on purchases through the Citi Dividend Merchant Network are not subject to the $300 calendar year maximum accumulation."

That works out to be about $25 in rebates per month or about $00 (at 5%) or $2,500 (at 1%) in purchases. I use a Hess branded Visa that gives me 5% on gas purchases and 1% on *all* other purchases. I always exceed $25 in rebates per month.

I'm not arguing against the card, just pointing out that, as with all these "rebate" cards, you need to look at your purchasing trends and the limits on the cards.

Yes, your point is well taken. That is why I have 4 Citicard Accounts so I never hit that $300 annual limit & I only use it at grocery stores, gas stations & pharmacies. I have a Citgo issued Visa that offers 1% back on everything & credits the rebate at the end of each month. That card is my main card. Citicard makes it easy to get a rebate check ($50 or more) bu you still have to ask for it & deposit it etc. Rich

Any grocery store that accepts Visa will accept the card. Be careful of grocery departments at Walmart or Target, Citibank does not classify them as groceries stores if I'm not mistaken. Sure can't beat that 10% discount you get on gas. Rich