£1 charge to credit card for fuel?



In view of the security risks perhaps they should consider destroying statements before discarding them.
You still need to show a debit card if you use it in most overseas countries.
Chris
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I don't. I see it as the banks problem not mine.

What?
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It would be your problem if those documents were use in some kind of identity fraud.

If you use your debit card to make a purchase in a country where they don't have the chip & pin system you need to hand your card to the cashier to process the transaction. That's why it's better not to show your full account details on the card.
Statements are for your personal reference only and don't normally need to be shown to other people. Once you've finished with them you either store them in a safe place or destroy them.
Chris
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Except of course the myriad companies that demand copies of things such as bank statements as ID.
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On Sun, 16 Nov 2014 10:23:12 +0000, snipped-for-privacy@isbd.net wrote:

I'd be reluctant to supply anyone with a bank statement that contained such private and confidential information.
A bank statement is not proof of identity and is never asked for as such. What they are looking for is proof of address, and for that a utility bill or council tax bill is usually acceptable.
Chris
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On 17/11/2014 02:05, Chris Blunt wrote:

I could produce a utility bill of my own with around 30 minutes of work. How is a bill proof of address?
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wrote:

You'd have to put that question to the companies who ask for them. All I'm saying is that utility bills are widely considered acceptable as a means of proving your address.
Of course fraudsters are able to forge all kinds of documents, but even a genuine one doesn't really prove anything other than the fact that you're able to get access to mail addressed to you there.
Short of stationing an investigator in front of the building to monitor your coming and goings it's hard to prove that somebody actually lives at an address. For example, I have a BT phone line installed in my mother's house in the UK which is in my name, but I actually live almost 7,000 miles away in SE Asia.
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Banks protect people from identity fraud. In fact on several occasions I've received a phonecall during an unusual purchase to make sure it's me. If I hadn't have authorised it on the phone, it would have failed.

I had to do that here once when the chip failed. She looked at my signature on the receipt, then at the back of the card which wasn't signed (I think either I'd forgotten or it had rubbed off). She said my card must be signed, so I signed it. She actually had the stupidity to check the two signatures matched!

Like I'm going to bother buying a shredder just for that. They go in the blue bin with the rest of the paper.
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They try to, but you were complaining because they didn't print the full bank account details on debit cards. Do you want them to expose your personal information or not?

It's up to you, but I bet if someone stole your account details and used them fraudulently you'd be the first to blame everybody except yourself and your own carelessness.
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I don't regard it as personal information. All you can do with a sort code and account number is pay ME money.

I'd blame the person who sifted through my blue bin, because he'd be a criminal.
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Those were the exact same words Jeremy Clarkson famously used when he published his account details in a newspaper column after dismissing the significance of the government losing confidential computer disks. Someone fraudulently set up a direct debit on his bank account and took £500 from it.
http://news.bbc.co.uk/2/hi/7174760.stm
It was probably publicity like this that prompted banks like RBS and NatWest to review their security and remove the account number from debit cards.
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t you phone the bank immediately. Which would be well before a DD could get going.

re than your card, and they get thrown out when the next one arrives. I doubt many people bother shredding them.

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t code and account number is pay ME money.

I could name 5 small companies that have their bank details on their website to take payments. Surely you need to know personal things about the person to set up a direct debit? In fact you're supposed to have a signature....
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Obviously that isn't always the case. Did you read the story in the link I provided?
All the details you need are right there on most debit cards. Name, account number, sort code, and signature.
http://www.bto.org/sites/default/files/u34/MembImages/DD%20instruction.jpg
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I don't regard it as personal information. All you can do with a sort code and account number is pay ME money.

I'd blame the person who sifted through my blue bin, because he'd be a criminal.
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Can you point me to any banks T&C where it states that no one can see your card?
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te:

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ed immediately. If it can come out immediately, it should be able to go back in immediately. For example, if I'm in a shop and for some reason they want to cancel the transaction (I've changed my mind or the merchant typed in the wrong amount), surely it can be cancelled on the spot, and all my credit is there for the next shop I walk into?

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with a sort code, a 16 digit Visa number, but no 8 digit account number. She was trying to set up details with her mobile company for a contract but couldn't, as they needed the account number. I told her to phone the bank and ask them what the fuck they're playing at, as all my cards have an account number printed on them. It was RBS I think. A current account with no account number?!?

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phone the bank immediately. Which would be well before a DD could get going.

n your card, and they get thrown out when the next one arrives. I doubt many people bother shredding them.

Well you wouldn't leave it on your car dashboard would you?
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n.com> wrote:

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u phone the bank immediately. Which would be well before a DD could get going.

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Lost in your house isn't lost in the hands of a criminal is it? If it's hardly used, it isn't taken where it could be misused.

han your card, and they get thrown out when the next one arrives. I doubt many people bother shredding them.

I think I'd notice a 15 charge! They do pester me to go paperless, but I don't bother unless I get an incentive. I think Barclays gave me 10 to do so.
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te:

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mmediately. If it can come out immediately, it should be able to go back in immediately. For example, if I'm in a shop and for some reason they want to cancel the transaction (I've changed my mind or the merchant typed in the wrong amount), surely it can be cancelled on the spot, and all my credit is there for the next shop I walk into?

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h a sort code, a 16 digit Visa number, but no 8 digit account number. She was trying to set up details with her mobile company for a contract but couldn't, as they needed the account number. I told her to phone the bank and ask them what the fuck they're playing at, as all my cards have an account number printed on them. It was RBS I think. A current account with no account number?!?

It would make me cut up the card and close my account with a rude letter. I'm always using the account number written on my TSB and Nationwide cards.
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No idea what they can theoretically do, all I know is what happens in practice in my dealings with various companies (including Tesco when I order a home delivery and am not actually charged until it arrives up to 3 weeks later) and that it seems to work.
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but are you sure that it's not actually reserved.
Often I can see my "amount available" has decreased by the value of the purchase immediately, even though that purchase is not debited until delivery day
tim
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