Hi There,
In July last year I had Laser eye surgery, which did not go too well. I need glasses now as I did before, which in itself is not an issue, however my "best corrected" vision with glasses now is worse than before, visual accurity is not the problem, the isue relates to various visual abberations that where not present prior to surgery. I am still under the care of my original eye clinic, but I am not getting much response from them with reference to the problems.
Now the problem. At the time of payment, I opted for 9 months interest-free payment. This 9 months expires around March of this year. According to the agreement I have up until that time to pay the balance off without any interest. Should I not do so, then the credit agreement kicks in, and it is at a rate of 26% pa over 3 years. I understand that the credit company may be jointly liable for lack of delivery of the require service for which I paid, under section 75. If I advise the credit company that I am at issue with the eye clinic with regard to the procedure that I purchased, and the "issue" extends past the 9 months free period (i.e. past the date in March) and results in not finding in my favour, will I then be locked into the 3 year 26% PA agreement ?, even though I advised them I was contesting the issue prior to the interest free period expiring ?
Regards
Ian McNeill