Bit of job advice...

Hi there everyone...

I was wondering if maybe I could run a question past your good selves regarding a job I've been offered an interview for.

Basically, it's a company that - quote: "Sells and collects loan repayments for customers in their homes". That is to say that I would be collecting loan repayments, etc.

I'm a bit naive in this sense, but my question is: is this likely to be a job that is exploitative of people in terms of the interest, ie a loan shark? An furthermore, despite initial contact with the company suggesting that it would be a sort of nipping round for a chat type role, is it likely that I would be expected to pressurise people into paying or taking out more loans?

And the final point is, I really need a job, so if I did this job, would I basically be perceived as "scum of the earth" by people who knew of my role and / or lived in the areas I worked?

Just asking what your thoughts are,

Thank you,

Niven

Reply to
nivencalder
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Yes and yes!!

Reply to
Eric Jones

Thank you for that. Some elaboration of those "yesses" would be really helpful though.

Niven

Reply to
nivencalder

Just because a company wants you do force ppl does not necessarily mean you have to - if you do not get results they can sack you...

might be better to work in an area that is not local so you dont have to chase people up in ur own area.

Reply to
mo

A friend of mine did this, he is very large and tall, some people paid, most common response was to f off, but some are very violent, be warned, you may get your legs, or worse broken.

there is plenty of safer work about.

Reply to
mrcheerful

If you haven't already done so, I would suggest typing the name of the company into Google and see what comes up. Search News and Groups as well as the web.

You could also voice your concerns at the interview. I would expect that, if they are a reputable company, they would be pleased to see that you don't like the idea of working for loan sharks. If they are loan sharks, then I would expect them to see that an honest person like yourself is not what they are looking for.

Job interviews are not just for employers to see if they want the applicant, but also for the potential employee to decide if he wants the job.

If nothing else, it could be good interview practice for you.

Reply to
Gareth

Thank you ver much for your advice everyone!

Reply to
nivencalder

Provident Financial?

Reply to
Virgils Ghost

Not quite, but in a similar vein. Do you know anything?

Reply to
nivencalder

Assuming that the company is a legit one there isn't much to know.

As you have already been informed, if you wish to succeed in the job you will be expected to pressure low paid and destitute people to take out high(ish) priced loans that they might not be able to afford.

To succeed, you will have to leave your morals at home each day you go to work.

The job is legal, but only just. No doubt there is a small part of the community who prefer this work than crossing the line into something that isn't.

tim

Reply to
tim (back at home)

Thanks again for your help. Looking into what they do further, it is selling home, electrical and white goods to people - with a loan I'm assuming. One thing that they don't do - and I'm told it's not viewed too highly - is fall under the regulation of the FSA. What do you reckon?

Reply to
nivencalder

So it's either persuading people to buy things they can't afford, or trying to get the money out of them once you've done it. I'm sure there are people who need this sort of service, and who do manage to pay, but, depending on the pressure put on them by the salesman, many will only get into deeper trouble. I think comments generally have all been of the same opinion, that this could be a nasty sort of job, but again, as has been said, you, personally don't have to push them that hard. It's a battle between your conscience and your pocket.

Tiddy Ogg.

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Reply to
Tiddy Ogg

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