That's a totally vacuous distinction. There is effectively no difference between taking and forcing to give.
Not relevant and not true. The T&Cs do not talk of "handing over", merely of "allowing to use" and of "telling someone".
In my view if you are forced to give someone your card, that doesn't constitute allowing them to use it (I would construe "allow" in this context as "permit" or "authorise" as opposed to "enable").
Disclosing the PIN to someone enables, but does not authorise, the use. I just find it noteworthy that the rules explicitly forbid *both* telling and allowing. Forced giving of a card clearly does not constitute authorisation, but forced telling is still telling.